- Sep 13, 2001
From those other links posted above by Rossman, they all say to wait and call after you are declined, not while it's pending. So if I get declined I will give them a call.I'd call them. They probably want more information about your business financials. Amex gives zero fucks about business info when applying and approving (although they'l talk your ear off when activating) but Chase has gotten stingier.