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PSA: American Express's Purchase Protection Program

KingNothing

Diamond Member
The main blurb says it covers items up to 90 days if they are accidentally stolen or damaged. It does not cover anything you leave in a public place. Conversation I had was kind of funny...

Guy: Where were your sunglasses stolen from?
Me: I accidentally left them in the cafeteria in my dorm and when I came back to get them they were gone.
Guy: Since they were left unattended we can't cover this.
Me: If something is stolen then most of the time it's because it's left unattended. It's hard to steal something if you're right next to it.
Guy: Well...yes...but unattended in a public place is different than unattended in your house.

Sigh.
 
Damn, that sucks! Anyone got a link to the acutal policy? You may be able to get them on a technicality possibly.
 
Yeah, I pulled out the fine print and it does say that items left unattended in a public place aren't covered, as well as items left in a car, or in baggage not under your personal supervision. Bah.
 
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