silence + power for distributed computing doesn't really go together
i generally agree with this...and there's no denying that its literally impossible for a
completely silent DC host to post a respectable PPD and not have cooling issues. however, a quite powerful and
near-silent DC cruncher can be built if you're wise about picking and choosing components. the two rigs in my sig are just that - fairly powerful crunching machines that are
almost dead silent.
what you could do is
a) slower but completely silent
get a i3-2100T. use a giant heatsink(fanless).
get a fanless GPU,
gigabyte 6770
get a fanless PSU. Since its an i3 + 6770, a good 300W-400W should do it
http://www.newegg.com/Product/Product.aspx?Item=N82E16817151097
b) powerful, but not silent
replace the above i3 2100T with an i5 2500k, perhaps a H60 radiator with a silent/low rpm fan
while i agree that going for one extreme or the other (power or silence) would be the easiest and quickest solution, i still maintain that a fairly powerful
and near-silent cruncher can be built without compromising too much on either side.
one of my 1090T 6-core CPUs is cooled by a CoolerMaster Hyper 212+, the other by a CoolerMaster Hyper 212 EVO. the single stock fan on each cooler has been replaced with 2 low-rpm Scythe fans in a push/pull configuration. with all 6 cores under 100% load 24/7, one of my 1090T CPUs never goes above 48°C, and the other never goes above 43°C. the substantial difference in CPU temps is not a result of having slightly different coolers on each CPU, but rather due to a combination of several other factors, such as different cases, different ventilation, different rooms in the condo, etc. even with 2 fans in push/pull, at 800-900rpm they're virtually silent.
one of my rigs has an HD 5870 GPU, who's stock blower-style reference cooler sounded like a leaf blower at any fan speed above 35%. in addition to that, i had to run it at damn near 70% to maintain comfortable temps while crunching under full load. i've since replaced the stock cooler with an Arctic Cooling Twin Turbo II which i run at 50% fan speed, and GPU temps never exceed 58°C under full load 24/7. also, it is virtually silent at this fan speed - if you could possibly turn off every other component that makes noise, you
might be able to hear the GPU cooler. only at a fan speed of 80% and up is it audibly noticeable, and even then its not bad at all.
the same goes for the GTX 560 Ti in my other rig. while its stock fan-style reference cooler was much quieter than the reference cooler on my HD 5870, it was still far too loud for my liking. it also uses an Arctic Cooling Twin Turbo II now, and with the fans at only 30% (which is for all intents and purposes dead silent at this fan speed) my GPU never exceeds 53°C.
i have a SeaSonic X650 PSU in one rig, which
is in fact dead silent up to a point - the fan remains off until a substantial load is placed on the PSU, and doesn't even get that loud when the load approaches the PSU's max power output. right now, with the 1090T CPU and HD 5870 both under 100% load 24/7, the whole system draws approx. 360W, which only loads the PSU to 55% capacity.
the other rig uses a SeaSonic S12II 620 PSU. its fan throttles according to PSU load as well, though as i understand it, the fan never completely turns off. the fan is also not as quiet as as the X650's when the PSU is under a moderate to high load. the system draws a max of 320W and therefore only loads the PSU to 52% capacity, and the PSU fan, despite still being the loudest component in this rig, remains relatively quiet. i used to have a SeaSonic S12II 520 in this same rig, and with the same system power draw of 320W, that PSU was being loaded to 62% capacity, and its fan would run quite a bit faster and louder.
so between the 2, these rigs are cranking out 280K PPD provided both systems are up and running smoothly. lately my PPD has been a bit less than that b/c i've been playing with resource sharing between DC projects. regardless, i don't think there are too many others out there who crank out that kind of PPD
and have near-silent machines like i do. all that being said, my machines are aimed primarily at DC, and the OP is looking to build a machine that's geared much more toward general usage. that being the case, the OP very well may be best off sticking to one of the extremes - power or silence - like you suggested.