jlee
Lifer
- Sep 12, 2001
- 48,518
- 223
- 106
One word of advice: Do not get your insurance companies "roadside assistance or towing" .. Anytime they come out, those rats, while it may not directly affect your insurance premium, they will report it as a Claim to a company called ChoicePoint ... when you go shopping for new insurance a lot of companies get that from ChoicePoint .. I know Liberty Mutual and MetLife does. Not sure about Progressive or The Hartford (ChoicePoint says they keep claims for 7 years) .... I had 4 tows due to roadside breakdowns, with one going back to 2012 .. my initial quotes then jumped up by $15 per month, instead of that great, let's dump my State Farm rate. Better of with AAA membership or equivalent. And if you use roadside coverage on your cell phone, they usually limit you to 4 service calls per year, so keep that in mind.
I also noticed that the roadside coverage on my insurance only covered up to $50 or $75 per incident. At that point, it's really not saving much money anyway..
