Poor college students, need help.

[StaplesChatRep]

Hello, I am 19 and a freshman at Northern Kentucky University. As my name implies, I am a poor college student. I work at Staples.com, as a phone/internet/chat customer support rep (I handle all the price matches that those anandtech Hot Deal guys try to throw at us, hehe). I work about 25 hours a week and make $10 / hr. I also goto school full time (15 hrs) and I am not making enough money to "enjoy" my life.

I pay a $276 car payment monthy, $110 insurance, $30 cell phone, $50 credit card, etc. After taxes, my typical paycheck is $185... and with all those bills I usually have like $20-30 a week to eat/pay gas, etc. That is not enough money! How am I supposed to eat, pay gas, buy presents, and go shopping for myself every once in a while with $20 a week.

Soooo, my friend and I (he is in similar situation) are willing to spend some money investing in a small/home/internet business. We know we need to come up with a unique idea, build a fast/fun/friendly website, and target an audience. We do not have many funds to do it with, however. We hear about college kids getting rich off the internet all the time, so there the opportunity must be out there.

Basically, I'm asking for suggestions to make some $$$ on the internet... something study, not camping Hot Deals and then selling stuff on eBay. Thanks in Advance!

 

[Ns1]

you're about 3 years too late and 2 million short in cash =P

you can go EQ whoring it on the new 40 dollar server and eBay the goods

 

[BD2003]

Sell your car. Its eating up half of your income. Take the bus man!

 

[Keego]

ditch the cell phone

 

[Cattlegod]

<< I pay a $276 car payment monthy, >>




there is your problem right there.

and yeah, you are about 3 years to late to make any cash off the net now

 

[StaplesChatRep]

It is not an option to ditch the car or cell phone.

Besides internet, what is a good way to make extra money in college without having another job?

 

[shazbot]

get rid of the car. . . theres no reason why a college student should be making car payments. If you have a car, it should be something you own outright. What really amuses me is some of the people I see aroudn working a a sh*tty job, but driving a benz. 80% of their check must goto those car payments. Just friggin stupid in my book.

 

[MaxDSP]

<<

Besides internet, what is a good way to make extra money in college without having another job? >>




Invest in kneepads?









j/k

 

[VirusDub]

<< Besides internet, what is a good way to make extra money in college without having another job? >>

So basically, your question is "How can I make more money without doing more work?" There aren't too many answers to that.

 

[Transition]

GET RID OF THE CAR!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

 

[amnesiac]

What the hell are you driving that you need to pay nearly $300 a month for car payments??

 

[shazbot]

"finding" more money is going to be alot harder than cutting your expenses. . . But the easiest way to cut down on your college expense is to become an RA. School'll pay for your room & board which should be a few grand a sem. And if you have a scholarship that pays for that, the money'll go straight to your pocket.

 

[Nocturnal]

<< you're about 3 years too late and 2 million short in cash =P

you can go EQ whoring it on the new 40 dollar server and eBay the goods >>



What is that EQ thing?

 

[Spagina]

I have to agree, get a car you own outright, even if it's a total beater. Just getting rid of that $276 monthly payment will do a world of good. Plus if your driving a total beater, insurance may drop a bit too.

 

[Ns1]

<< Invest in kneepads? >>

\

lol


Your options are pretty limited to buy/sell and selling virtual property

EQ whoring, you know, playing evercamp and getting all the l33t items and selling them on eBay

 

[Ionizer86]

$50 credit card? What if you decide not to build up your credit right now? Or what if you try not to spend what you don't have? If there are monthly payments even if you do not get in debt, maybe it's time to try a checking account + check card...

 

[imhotepmp]

<< Sell your car. Its eating up half of your income. Take the bus man! >>



better yet, just get a good used car something that you can own. As everyone else has said that car payment is eating up most of your cash. Swallow your pride and just get an old honda or toyota. I'm also a poor college student but i saved up my $$ and just bought a 92 accord. i see no need for buying or leasing a new car. good luck, i hope you find what youre looking for.

Imhotep MP

 

[Linux23]

yeah, so you're looking for an internet scam?

 

[Ns1]

one more thing, what about parental support?

 

[Gonad the Barbarian]

First get a small student loan and pay off all your credit cards in full. Next, ditch your current car and buy something inexpesive and reliable outright. This will get rid of your car payemnt, and problably lower your insurance.

 

[shazbot]

oh yea. . . and I REALLY do hope for your sake that those $50 dollar credit card bills you're paying a month is the full amount due, and not just the min. required. . . Or else you're f*cked, and should think about taking a financial management class or something if you don't want to graduate with a million dollars in debt.

 

[Imdmn04]

im sorry but im gonna have to say get rid of the car too and that goes for the insureance too and gas, so thats an extra 400 bucks right there. this doesnt even include the money u have to spend on various maintnence/oil change on the car.

 

[Static911]

Like everyone said above, you gotta sacrifice something. Whether it is your time (getting another job), material things (car) or life (going crazy since you cannot afford everything), one thing must go.

best of luck and I hope you go nice to me whenver I do a staples price match. (The first and only time I ever did a pricematch for an Elsa Geforce 2 GTS for $138.xx was very smooth. The rep was very nice.

static911

 

[Lars]

<<

<< you're about 3 years too late and 2 million short in cash =P

you can go EQ whoring it on the new 40 dollar server and eBay the goods >>



What is that EQ thing? >>



EQ = EverQuest

 

[Cattlegod]

<< "finding" more money is going to be alot harder than cutting your expenses. . . But the easiest way to cut down on your college expense is to become an RA. School'll pay for your room & board which should be a few grand a sem. And if you have a scholarship that pays for that, the money'll go straight to your pocket. >>



That is exactly what i'm doing, and it helps a LOT.