I do not drive aggresivly towards other drivers. I don't make people "pay," I don't cut people off, if I have to miss my exit, so be it. But I drive 85 to 90 on the freeway because my reflexes are good, I know the limits of my car (and specificly, it's braking abilities), and I do nothing but drive. I don't talk, I don't use my phone, I don't sing along to the radio, I don't drive with my penis as my guide. I know what cornering speeds and approaches produce what reactions in every car I drive. I can handle unexpected slick roads, understeer, oversteer, and trail braking at 110% grip. I can heel-and-toe. I can shift in around a 1/4 second, up and down. I know when to use my high-beams, and when to turn them off. I can start from a stop on a steep hill without rolling back more than 6 inches (no hand-brake crap for me).
I am good judge of distance, speed, and of conditions and my car's abilites in them. So I do things other people would not do, like turn across traffic if I know I can make it by laying a little rubber. I drive 90 MPH on the freeway, but I don't pass on the right, don't tailgate (count three seconds between the car and me), and use my brights to signal other drivers that they need to get out of the way. I do my best to contain my emotions while I drive. I give older asians and indians extra room because they are likely first-generation immigrants and did not learn to drive while young. Younger minorities of course, can drive as well as anyone.
I have no fear of the freeway, high speeds, cliffs, sharp corners, heavy traffic. I DO fear other drivers, and I figure a wide berth into my driving decisions. If I can't compensate for some other driver's crappy driving, I won't put my car in that space.
Cutting someone off and expecting them to brake (defensively) is one of the stupidest things you can possibly do. NEVER assume the other driver is even paying attention to the road.
That said, I've been in three accidents.

One time an old Indian (if you live in the Bay Area, you know what I'm talking about) man in a Cadillac make an unprotected left turn right in front of me as I went through an intersection. He nailed the of my car and still claimed (in Farsi, of course) that I was at fault. Second time, some asshole cut behind me as I backed up in a parking lot, and I smashed the side of his riced Civic. Technically, that was my fault, since I ran into him, but it was one of those things. Last time, I rear-ended an old Asian man who cut in front of me in the fast lane at 75 MPH then promptly stood on his brakes when he got scared. I had room for the car in front of me, but not for this guy (another reason not to cut people off, folks). I hit him going about 2 MPH faster than him, and my license plate scratched his painted bumper.
One speeding ticket. 56 in a 40. I was the only car on the road.