Poll: What is your debt/income ratio?

[allisolm]

Originally posted by: jjones
No debt at all, not even on a mortgage.

Same here. Life is good!

 

[Electric Amish]

Originally posted by: allisolm

Originally posted by: jjones
No debt at all, not even on a mortgage.

Same here. Life is good!

Yeah, but think of all the tax perks you're missing.

 

[SpunkyJones]

No credit card debt here. But I do have two car payments and a mortgage. Oh well, life is still good!

 

[memo]

divide by zero error would be a cooler answer

 

[biostud]

I've always had more money than I spend.

 

[civad]

Only count what you keep on the cards month to month. If you pay it off every month that doesn't count.

Hence I voted 0%. Else the max. monthly balance is @ $ 200 or so.

 

[yukichigai]

It helps that I don't even have a credit card yet. Never really had a need for one. Either I have the money or I don't. Why should I buy something now and risk not being able to pay for it later?

 

[FoBoT]

we paid off all of them, got rid of all of them except my wife has one with a $500 limit
so ours is much less than 1%

 

[dionx]

9.49% right now, though i don't pay interest right now. it'll all be paid off before the 0% interest ends.

my potential debt-to-income ratio is at 100.77%

when doing the ratios, i base the denominator on net income