Poll: How many banking accounts do you use?

[agnitrate]

I currently have 2 accounts: 1 checking account (w/ a debit card associated with it) and 1 savings account. I usually take my paychecks and split them up into these accounts. This isn't a bad plan, but I was just wondering how everybody else manages their finances. I'm only 18 though and I'm in school so I don't have as much liquid funds as everybody else

I am going to be buying a car this month and I know I'll have to withdraw from both accounts to scrape up the money for it and this is where the question started.

If you use more than 1, are they checking/savings/other and why do you have them split up?

-silver

 

[BMdoobieW]

2 -- one b&m checking and one online savings

 

[Platypus]

bump

 

[Zugzwang152]

2. Checking and a Savings. When I went to school away from home, I had 2 checking accounts, but the second has been closed already

 

[RossMAN]

4 checking

3 savings

 

[minendo]

3. One down at school, one I use up from my old home for saving purposes, and one ING Direct account.

 

[Viper GTS]

Umm...

2 x Checking accounts
3 x Savings accounts

Then there's the four credit cards, paypal, 401k, etc.

Viper GTS

 

[Zugzwang152]

what is the deal with multiple credit cards anyway? and why have more than 1 of each type of account?

 

[jlee]

I voted one..I have checking/savings, but I have the minimum amount in savings & use checking for paypal transfers. Other than that, I don't really use them..

 

[prodigy]

1 checking.

 

[Ylen13]

A checking account for every 90,000 Actually on of my friend know a guy that have hundreds of account. Because each account is insured only for 100,000 by FDIC he created multiple account and deposited in each one $90,000

 

[Zugzwang152]

Originally posted by: Ylen13
A checking account for every 90,000 Actually on of my friend know a guy that have hundreds of account. Because each account is insured only for 100,000 by FDIC he created multiple account and deposited in each one $90,000

if you have that much extra money you ought to be investing it.

 

[brtspears2]

One checking, one savings, at different banks so I can always have access to cash without that silly ATM fee.
Then theres ING Direct and Paypal if you want to call those bank accounts.

 

[glugglug]

1 checking, 1 savings, 1 stock trading

 

[NumbaJuan]

I?ve only robbed three banks

 

[Viper GTS]

I have both a checking and savings account at two different B&M banks, plus an INGDirect savings account ($1 after removing my $50 sign-up bonus).

At some point I will likely cancel my accounts at one of the two B&M banks, but I'm in no hurry.

Viper GTS

 

[Evadman]

4.
2 personal checking, 1 buisness checking, one savings. I also have an account with e-trade but I don't think you mean that. Same with my paypal account.

 

[Cougar]

4

1 main checking account

1 main savings account

1 extra savings account that I created to help pay for my taxes at the end of the year (which I didn't have to pay and I actually got a refund so that money's just sitting there waiting to be used)

and...

1 checking account for my automatic car payment (at a different bank)

Life was much simpler when I only had 2 accounts, but once my car is paid off and I find something to do with my extra savings account then I'll be back to 2 acccounts.

 

[erub]

2 savings:
ING Direct
Chase

2 Checking:
Chase
Wells Fargo

I opened up the checking account at Wells Fargo when I went to college because Chase doesn't have a single ATM in this city, but Wells Fargo has a million of em..

 

[StageLeft]

One checking account in each of Canada and US.

 

[Zugzwang152]

Originally posted by: Skoorb
One checking account in each of Canada and US.

where do you keep your spare money :Q

 

[crab]

One checking w/ debit card, and one savings.

 

[stev0]

3. 2 savings, 1 checking w/ debit card

 

[toant103]

2

 

[jacob0401]

1 WAMU Savings