Pay off all CC debt. Cut all cards except one. Keep Van payment. (interest is deductible) Keep Student Loan but accelerate payment.( don't know tax ramifications)Originally posted by: FoBoT
would you put 5% downpayment on the house,
or pay off all the other debts and get a few nice pieces of furniture to go with the nice house and go with a 0% down loan ?
Keep old furniture for 1 year and sort out what the immediate household requirements may be. Buy quality furniture at discount / sale. Don't buy new crap.
Buy a freezer and buy food / meat in bulk and freeze it. Keep discretionary spending to a minimum for the first year and try to pay up on your home loan. (You can make payments to the principal without fee , no?)
At the end of 1 year, re-finance and take no cash out.