Poll: Banking error doubles life savings...

[acemcmac]

Opened account at bank B. Made initial deposit from bank A to bank B. Everything went fine. Transferred most of lifes savings from Bank A to bank B. Now bank B shows that it has recieved and closed the transfer. Everything has been fine for about a week. Bank A thinks it still has the money too.

If I close all of my accounts and walk away... how much trouble woudl I be in? I really dont think its illegal!

Thanks for your help guys

Threadcap:

What I'm wondering now is if bank A forgot to post the withdraw or if bank B forgot to go get the money... it matters not. I decided I should sit on my hands until my statements come in. Then I'll evaluate again. Thanks for the input guys. :beer:

 

[SoylentGreen]

Yes it's yours.

Take the money and run.

And keep running.

 

[Mr N8]

It would only be a federal crime. Don't worry about it.

 

[acemcmac]

Im serious guys.... I have no debt at all and this is more than a years pay we're talking about here....

 

[dirtboy]

If it's worth going to jail over, then do it.

 

[imported_Tomato]

You'll be caught sooner or later. Don't do it.

 

[Alkaline5]

Since it's their error, what's the worst they can do? Ask for it back + interest, right?

 

[Passions]

ROTFL only a week? Give it some time, the money will disappear on it's own.

 

[HomeBrewerDude]

Originally posted by: acemcmac
Im serious guys.... I have no debt at all and this is more than a years pay we're talking about here....

If you're really serious, then you're a DUMBASS!

 

[whiteboy81]

I don't think you would get in much trouble...legally, however you would have to pay back the money...so I wouldn't go spending it for a while.

 

[Nocturnal]

Originally posted by: Kiyup
Yes it's yours.

Take the money and run.

And keep running.

 

[acemcmac]

I dont think its illegal though...

 

[Nanotech]

Originally posted by: MogulMonster
It would only be a federal crime. Don't worry about it.

I don't believe it would be a federal crime. Just play dumb and act as though it is all yours. Although I doubt you would ever even be contacted about the matter should you take it out and walk over to Bank C and deposit.

 

[acemcmac]

Originally posted by: Nanotech

Originally posted by: MogulMonster
It would only be a federal crime. Don't worry about it.

I don't believe it would be a federal crime. Just play dumb and act as though it is all yours. Although I doubt you would ever even be contacted about the matter should you take it out and walk over to Bank C and deposit.

Exactly what I was thinking....

 

[TMPadmin]

Let it sit for a while. A few months. MAYBE then you can close out the account.

 

[Nohr]

They'll figure it out eventually and then be on your ass for their money.

 

[m2kewl]

you get to go to pound-me-in-the-arse prison with a 300lb she-male they call bubba.

 

[GasX]

Originally posted by: whiteboy81
I don't think you would get in much trouble...legally, however you would have to pay back the money...so I wouldn't go spending it for a while.

Bank robbery is a pretty serious fvcking crime!

 

[LTC8K6]

I'll bet there's a hold on the account at bank A while the transaction with B completes. He won't be able to withdraw from bank A.

 

[Toasthead]

Originally posted by: acemcmac
Opened account at bank B. Made initial deposit from bank A to bank B. Everything went fine. Transferred most of lifes savings from Bank A to bank B. Now bank B shows that it has recieved and closed the transfer. Everything has been fine for about a week. Bank A thinks it still has the money too.

If I close all of my accounts and walk away... how much trouble woudl I be in? I really dont think its illegal!

Thanks for your help guys

Banks have an indefinite amount of time to realize their mistakes and demand their money back...you have I think 30 days to notice their mistakes...

Trust me...this would be illegal and they would pursue criminal prosecution if need be.

 

[datalink7]

Man 1, Bank 0

 

[KK]

Originally posted by: Toasthead

Originally posted by: acemcmac
Opened account at bank B. Made initial deposit from bank A to bank B. Everything went fine. Transferred most of lifes savings from Bank A to bank B. Now bank B shows that it has recieved and closed the transfer. Everything has been fine for about a week. Bank A thinks it still has the money too.

If I close all of my accounts and walk away... how much trouble woudl I be in? I really dont think its illegal!

Thanks for your help guys

Banks have an indefinite amount of time to realize their mistakes and demand their money back...you have I think 30 days to notice their mistakes...

Trust me...this would be illegal and they would pursue criminal prosecution if need be.

Then are you telling me the story about that guy that put the fake check in an ATM is false?

K

 

[dxkj]

lol, what a moron.... you will get a fee for withdrawing money that isnt there, and then still have to deposit it in your new bank....

 

[DevilsAdvocate]

Originally posted by: acemcmac
Opened account at bank B. Made initial deposit from bank A to bank B. Everything went fine. Transferred most of lifes savings from Bank A to bank B. Now bank B shows that it has recieved and closed the transfer. Everything has been fine for about a week. Bank A thinks it still has the money too.

If I close all of my accounts and walk away... how much trouble woudl I be in? I really dont think its illegal!

Thanks for your help guys

Make sure you save plenty of money to pay your criminal defense lawyer. ... and I'd start preparing for life in prison. Start with a finger and work your way up to a shaved border collie - by then you'll be ready.

 

[CPA]

acemcmac, how did you become aware of this?

In any case, you know the money is not yours. I'm not a lawyer, but I think it can be safely assessed that if you pulled the money out knowing that it is not yours, you have committed an act of fraud.

Furthermore, I would think Bank A has supplied you a list of their account rules when you opened the account. Surely, they have something listed in there concerning errors.

Do the right thing and make them aware of the issue. You can not and will not gain anything by pulling the money.