Please help me understand Paypal

[Gooose]

Well i never have bought anything off ebay before, but since i got this new cell phone - i wanted a data cable, and all roads led to this guy on ebay (very very good raitings, and i was told to go to his 'shop' on ebay from howardforums)

so i had to sign up to paypal (never had an account)

but the thing is - you can pay through your credit card from paypal - to the merchant?

Whats the point of going through paypal?

is it just a ebay thing for security?

here is a link to the thing i bought

http://cgi.ebay.com/ws/eBayISA...em&item=5741817068

Thanks

 

[amol]

yeah, this way you dont have to give the cc number to the merchant

you give it to paypal and they charge it, then they give the money to the merchant

 

[AgaBoogaBoo]

online bank account
deposit funds
spend funds with e-mail address
rejoice

 

[Gooose]

Hm ok thanks!

Thats what i thought, and glad they do it

 

[Gooose]

I added my bank account, but never had to add funds to it -

is that ok?

can i only use my CC?