'Personal' Loan with bad credit?

[ponyo]

I know this already.

So tell me...how does one sell off a car that is upside down?? I still can't wrap my head around that one. I listen to his show quite a bit and have heard him tell everyone to sell their $30k car that they're making payments on (most people are going to owe more than the car's worth...it's what happens when you buy new). If they're in debt even with good credit they won't get a personal loan.

You can't sell it. That why you and your wife both need to get second jobs to increase the income so you can dump it by paying it down. You guys don't have kids I assume. If so you have no excuse not getting another job if you're serious about getting out of your hole. Sorry if I sound harsh but 40 hours a week isn't going to cut it.

 

[DigitalCancer]

What do you do for a living OP?

Recently I started putting ads on craigslist every couple of days advetising computer repair. In the last 30 days I have gotten 2 side jobs out of it, and made $200. Cleaned a virus for 1 person and installed sound/video drivers for another.

Granted, I have only been doing this for a month so I don't know what the average monthly income is as of yet, but still $200/mo is better than 0/mo. That could help you pay a bill or something.

I'm HelpDesk Support/Systems Analyst.

I have thought of creating ad's but, CL is so over-crowded with those ad's I just don't see me getting any business or at least anything worth spending the time to post. Worth a shot I guess though. ^_^

What do you put up for your prices?

 

[nick1985]

I'm HelpDesk Support/Systems Analyst.

I have thought of creating ad's but, CL is so over-crowded with those ad's I just don't see me getting any business or at least anything worth spending the time to post. Worth a shot I guess though. ^_^

What do you put up for your prices?

I thought the exact same thing as you. Chicago area is flooded with these ads, I thought theres no way anyone would respond.


I studied the ads that were out there, then I made mine. Short, simple, to the point. If you are a half-decent writer you can make a quick ad that is better than 95% of the shit on craigslist.

I've had 4 inquiries in 30 days, and I ended up doing work for 2 of them. I whipped together a little business card and handed it out to those people that I did work for and told them if they, or someone they know, ever needs computer help to give me a call. /shrug, who knows maybe I'll get some word of mouth $$ soon on top of my craigslist money.

I don't put prices in my ad. I think that the ads that list prices for each service seem very impersonal and turn people off. I could be wrong, but I just went another avenue. I simply say to send me an email with what kind of work they need done and we can work something out.

Who knows, maybe I could say something better but I think it seems to be working just fine.


*edit*

Just stay off my turf if you know whats good for you.

:awe:

 

[DigitalCancer]

I thought the exact same thing as you. Chicago area is flooded with these ads, I thought theres no way anyone would respond.


I studied the ads that were out there, then I made mine. Short, simple, to the point. If you are a half-decent writer you can make a quick ad that is better than 95% of the shit on craigslist.

I've had 4 inquiries in 30 days, and I ended up doing work for 2 of them. I whipped together a little business card and handed it out to those people that I did work for and told them if they, or someone they know, ever needs computer help to give me a call. /shrug, who knows maybe I'll get some word of mouth $$ soon on top of my craigslist money.

I don't put prices in my ad. I think that the ads that list prices for each service seem very impersonal and turn people off. I could be wrong, but I just went another avenue. I simply say to send me an email with what kind of work they need done and we can work something out.

Who knows, maybe I could say something better but I think it seems to be working just fine.


*edit*

Just stay off my turf if you know whats good for you.

:awe:

lol...I just posted one up. Where are you at? I'm NWI, so, not in Chicago. ^_^

 

[nick1985]

lol...I just posted one up. Where are you at? I'm NWI, so, not in Chicago. ^_^

West Chicagoland! You are safe then, I won't be bashing in your knee caps with a baseball bat.

 

[BrownShoes]

I thought the exact same thing as you. Chicago area is flooded with these ads, I thought theres no way anyone would respond.


I studied the ads that were out there, then I made mine. Short, simple, to the point. If you are a half-decent writer you can make a quick ad that is better than 95% of the shit on craigslist.

I've had 4 inquiries in 30 days, and I ended up doing work for 2 of them. I whipped together a little business card and handed it out to those people that I did work for and told them if they, or someone they know, ever needs computer help to give me a call. /shrug, who knows maybe I'll get some word of mouth $$ soon on top of my craigslist money.

I don't put prices in my ad. I think that the ads that list prices for each service seem very impersonal and turn people off. I could be wrong, but I just went another avenue. I simply say to send me an email with what kind of work they need done and we can work something out.

Who knows, maybe I could say something better but I think it seems to be working just fine.


*edit*

Just stay off my turf if you know whats good for you.

:awe:

I have a friend who does the same thing - he gets side jobs here and there doing computer repairs and brings in $100 - $200 a week. Not a lot of money but every bit helps.

 

[nick1985]

I have a friend who does the same thing - he gets side jobs here and there doing computer repairs and brings in $100 - $200 a week. Not a lot of money but every bit helps.

Damn! $200/wk is a lot of money if you ask me. That would cover my rent.

How does he advertise? Craigslist?

 

[BrownShoes]

Damn! $200/wk is a lot of money if you ask me. That would cover my rent.

How does he advertise? Craigslist?

I'll ask him. I am pretty sure that he used to advertise on Craigslist - and he gives out business cards, "if you know someone who ever has a computer problem."
If he makes $200 extra a week, that's 80% of his rent = not bad at all.

 

[waggy]

You can get bad credit loans in less than 1 hour, throughout the 2013. Our payday company will deposit anywhere between $150 to $1,500 for cheaper interest rates. Fill out application and submit age proof, income proof, and address proof along online.

yeah only for the fucking stupid or insane. so get the fuck out of here worthless pile of garbage.

 

[highland145]

yeah only for the fucking stupid or insane. so get the fuck out of here worthless pile of garbage.

This. 390%APR +, I only charge 35%. What a nice guy I am.

 

[dabuddha]

You guys realize that this thread is over 2.5 years old?

 

[Doppel]

Good luck OP.

Fwiw the idea a person needs a NEW car with a terrible interest rate to "build credit" is absolutely INSANE. That is exactly why you are in this predicament now.

 

[highland145]

You guys realize that this thread is over 2.5 years old?

Yeah but he's giving free ipods.

 

[Ashenor]

LMFAO i just read this whole thread to realize it was that old.

Update please!!

 

[RossMAN]

yeah only for the fucking stupid or insane. so get the fuck out of here worthless pile of garbage.

Did you find a good deal on a time machine waggy? :awe:

 

[waggy]

Did you find a good deal on a time machine waggy? :awe:

yes..its great....



:\:sneaky:


namn necros!

 

[RaistlinZ]

If your wife is young, in good shape, and has no history of disease she can probably sell her eggs for like $5,000-$7,000 a pop, if she's willing to do that.

 

[BoomerD]

BoomerD kicks Waggy in the junk for reviving an OLD thread...and for not recommending my family's business.

http://www.westernsky.com/

 

[highland145]

lol start at post #84

 

[piasabird]

You could not make payments on one car and let them do a voluntary foreclosure on it.

Borrowing more money that you have to pay back with interest will only mean you owe even more money that you can not pay back. If you cant afford to pay for the cars, you cant afford a loan either.