Personal Account / Budget Software

[Finnkc]

I am looking for something simple to use, free, and something people have used before.

 

[MrChad]

Desktop apps:
http://www.gnucash.org/

Online apps:
http://www.yodlee.com/ (MoneyCenter)
http://www.mint.com/

 

[Nizology]

You should just invest in quicken. It can sync up with your account and automatically download transactions. Well worth it.