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paypal bugs me

M

mrweirdo

Senior member
I hate how Paypal has these stupid send limits were you have to have a bank account and credit card tied to the account just to be able to send money you actually have in your paypal account already. Basically I have $153 in my paypal account right now from a project I did and was paid via paypal and my spending limit is at zero and I cant even use any of the money to send to other paypal account holders. Why do they require you to have a bank account or credit card? I do have a bank account but the problem with my bank is I don?t know the banks routing number although I have my account number. Paypal requires both to be able to use it then they require you to verify that they deposed a small amount in your account and it can usually take a few days for that to happen. Well with my bank I cant(small local branch) check my account online so I have to go down the bank in person and ask if there was a deposited and to get some conformation number and hope paypal sent it otherwise I just went down there for nothing. The other option is credit card which I don?t even want to consider getting mostly because I'm not bringing in a steady income instead I'm just working odd jobs for now while going to school. That works sort of the same way except they take a small charge off your credit and send some conformation number to the cc provider and ask you to retrieve it. WTF is anyone else annoyed by this?
 
No, I've had my account since pretty much Paypal started, I just deal with it. It's much easier than most other methods and cheaper than wiring or using Western Union.
 
if paypal was free, they would be bankrupt by now. it costs them to run servers , security, etc, etc.

true they charge a 3% fee, have crazy practices, but as of right now i dont think there is an alternative.
 
umm.. if they didn't.. then it'd be so much easier to have a fraudulent account.
1) switch to a bank that actually has online banking...
2) don't you have any checks? routing number is on there,
3) get a secured credit card w/ a low limit.

oh, and break up your post, it's a giant sentance (ok, looks like it anyway) 😛
 
I've had a CC and bank account connected on and off for a long, long time..never had any problem (yet).
 
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