Paying with 2 credit cards

[pcslookout]

When someone pays with 2 credit cards how does the credit card companies know which benefits to give you ? Benefits from the first credit card or the second?

 

[Brainonska511]

Huh?

If you pay for something at a store with 2 credit cards (ie: you pay $20 on card A and $30 on card B), then the rewards will be given out as $20 worth on card A and $30 worth on card B. Rewards are based off of how much you charge to each card and is not necessarily dependent upon the total bill.

 

[pcslookout]

Originally posted by: Brainonska511
Huh?

If you pay for something at a store with 2 credit cards (ie: you pay $20 on card A and $30 on card B), then the rewards will be given out as $20 worth on card A and $30 worth on card B. Rewards are based off of how much you charge to each card and is not necessarily dependent upon the total bill.

What about the return policy warranty can be different on each card, expanded warranty, etc

 

[RGUN]

Originally posted by: pcslookout

Originally posted by: Brainonska511
Huh?

If you pay for something at a store with 2 credit cards (ie: you pay $20 on card A and $30 on card B), then the rewards will be given out as $20 worth on card A and $30 worth on card B. Rewards are based off of how much you charge to each card and is not necessarily dependent upon the total bill.

What about the return policy warranty can be different on each card, expanded warranty, etc

Those are only valid if you make the entire purchase on one card.

 

[pcslookout]

Originally posted by: RGUN

Originally posted by: pcslookout

Originally posted by: Brainonska511
Huh?

If you pay for something at a store with 2 credit cards (ie: you pay $20 on card A and $30 on card B), then the rewards will be given out as $20 worth on card A and $30 worth on card B. Rewards are based off of how much you charge to each card and is not necessarily dependent upon the total bill.

What about the return policy warranty can be different on each card, expanded warranty, etc

Those are only valid if you make the entire purchase on one card.

Looks like that is where the disadvantage is.

 

[kranky]

Yes, that's a disadvantage.

Is there an advantage to using two cards for one purchase?

 

[axelfox]

Will stores even let you do that? Then they'll get hit twice on the transaction fee.

 

[sniperruff]

Originally posted by: axelfox
Will stores even let you do that? Then they'll get hit twice on the transaction fee.

thats what i thought too. hell some smaller stores make you buy $10 before you can swipe.

 

[RossMAN]

Why are you paying for one product with two credit cards?

Either increase your low credit limits or stop being so damn picky/weird.

 

[jagec]

Originally posted by: pcslookout

Looks like that is where the disadvantage is.

There's an advantage?

 

[mugs]

Originally posted by: RGUN

Originally posted by: pcslookout

Originally posted by: Brainonska511
Huh?

If you pay for something at a store with 2 credit cards (ie: you pay $20 on card A and $30 on card B), then the rewards will be given out as $20 worth on card A and $30 worth on card B. Rewards are based off of how much you charge to each card and is not necessarily dependent upon the total bill.

What about the return policy warranty can be different on each card, expanded warranty, etc

Those are only valid if you make the entire purchase on one card.

:thumbsup:

 

[StageLeft]

Originally posted by: RossMAN
Why are you paying for one product with two credit cards?

Either increase your low credit limits or stop being so damn picky/weird.

Yeah, seriously.

 

[pcslookout]

Originally posted by: RossMAN
Why are you paying for one product with two credit cards?

Either increase your low credit limits or stop being so damn picky/weird.

I know, I am worst than a woman, you don't even have to tell me.

 

[RossMAN]

Originally posted by: pcslookout

Originally posted by: RossMAN
Why are you paying for one product with two credit cards?

Either increase your low credit limits or stop being so damn picky/weird.

I know, I am worst than a woman, you don't even have to tell me.

No arguments here.

Why are you making such a big deal out of something so simple?

 

[pcslookout]

Originally posted by: RossMAN

Originally posted by: pcslookout

Originally posted by: RossMAN
Why are you paying for one product with two credit cards?

Either increase your low credit limits or stop being so damn picky/weird.

I know, I am worst than a woman, you don't even have to tell me.

No arguments here.

Why are you making such a big deal out of something so simple?

I guess I like to make sure.

 

[Whoozyerdaddy]

Originally posted by: pcslookout
When someone pays with 2 credit cards how does the credit card companies know which benefits to give you ? Benefits from the first credit card or the second?

The Goku is strong in this one...

 

[alimoalem]

Originally posted by: jagec

Originally posted by: pcslookout

Looks like that is where the disadvantage is.

There's an advantage?

seriously. OP, i think it would be in your best interest to just cancel both cards.

maybe the advantage would be more credit availability...

btw to those saying would a store ever do that, yes, depending on where you go. it's like going to a restaurant with a couple friends and no one brings cash...you can give them 2 or 3 (more than that i'm not sure) cards and they'll charge each card 1/3rd the bill if there's 3 of you.