Paying for college

[Shawn]

Originally posted by: tfinch2
Because they don't realize that the two years that they spend @ at community college to save $$ will not show up on their diploma.

I agree with you. If I had known better I would have went to a community college. It would have been a lot easier too. At FSU we have weedout classes where they make otherwise easily classes hard. :roll:

 

[tfinch2]

Originally posted by: CadetLee

Originally posted by: tfinch2

Originally posted by: CadetLee

Originally posted by: tfinch2

Originally posted by: CadetLee

Originally posted by: tfinch2
Because they don't realize that the two years that they spend @ at community college to save $$ will not show up on their diploma.

😕

People think that going to community college is a waste, when in reality it's not. You get quality education for less money. What's there to be confused about?

If you reverse your double negative, you said that 'people realize that the two years they spend at a community college will show up on their diploma.' 😛

I went to a community college, and I could've shot for UF...however, it was several miles closer, significantly cheaper, and had 20-30 people in a class instead of several hundred. I have no complaints.. 🙂

I didn't realize what I said was a double negative.

Perhaps I'm misunderstanding -- you're saying that the CC classes will not show up on the diploma (at all), or that the CC classes will not be specified as CC classes?

Since when do classes show up on a diploma? All it will say on it is your major, where you went to school, and some retard's fake signature. You might be trying to overanalyze what my original statement was.

 

[Ronstang]

Originally posted by: CadetLee
Perhaps I'm misunderstanding -- you're saying that the CC classes will not show up on the diploma (at all), or that the CC classes will not be specified as CC classes?

Most CC course are simply credits applied towards you diploma at a University. You get the diploma from the University and that is what people see.

 

[chambersc]

Originally posted by: Ronstang

Originally posted by: CadetLee
Perhaps I'm misunderstanding -- you're saying that the CC classes will not show up on the diploma (at all), or that the CC classes will not be specified as CC classes?

Most CC course are simply credits applied towards you diploma at a University. You get the diploma from the University and that is what people see.

what about those who stop with the assoc. degree?

 

[BigJ]

Originally posted by: chambersc

Originally posted by: Ronstang

Originally posted by: CadetLee
Perhaps I'm misunderstanding -- you're saying that the CC classes will not show up on the diploma (at all), or that the CC classes will not be specified as CC classes?

Most CC course are simply credits applied towards you diploma at a University. You get the diploma from the University and that is what people see.

what about those who stop with the assoc. degree?

Unless you're going into a line of work that only requires an AS or AA, stopping with an associates degree is a bad move.

 

[Circlenaut]

If you think it's hard paying with assistance, immagine w/o! I'm lucky enough to be in a quagmire immigration state which doesn't make me qualify for aid but allows me to attend school. So my ONLY help in paying for college will be merit aid and scholarship. So far I got 72k/4 years from WPI but that's way too far (unless I get a REALLY nice job out in worcester). With a 1260 SAT and 3.83 GPA (4.0 standard Scale) I'm hoping to land the full tuition schalorship from Northeastern (which doesn't cover room and board, in boston that's about 10k). I'll be able to keep my job now (20k/year 5-10pm M-F) if I go there which would help cover the cost and some. Right now I have 4k sitting in savings (been working for 5 months at this job) and by the summer I hope to have saved up 10k + a morning summer job (maybe 7k/summer) So I'll have 17k going into college. if I don't get this aid from Northeastern I'll have to either search for a job paying 30k/year at worcester (unlikely) or use my free tuition scholarship for state schools and go to a community college (I can't apply for state schools because they ask for a photocopy of your green card, which I don't have yet.) It's hard keeping my cool with all of these things taking shape. Basiclly it all comes to "What if"... What if I get this or that, then what? *sigh* And this is why people can't afford college :-D

 

[jlee]

Originally posted by: Ronstang

Originally posted by: CadetLee
Perhaps I'm misunderstanding -- you're saying that the CC classes will not show up on the diploma (at all), or that the CC classes will not be specified as CC classes?

Most CC course are simply credits applied towards you diploma at a University. You get the diploma from the University and that is what people see.

Ah. I was thinking transcript..not diploma. 😱

 

[Phlargo]

Yeah.. going to CC is a great idea if you have a nice one locally. I went to a pretty great school.. for $11/unit. My AA cost me about $1500, including books.

 

[FoBoT]

Originally posted by: archcommus
what's the reason for the people who flat out say they can't afford it?

they don't really want to?
they are silly?
they want to buy xbox360 instead?

 

[shortylickens]

Originally posted by: CadetLee

Originally posted by: BigJ
Not everyone wants to be saddled with up to or over $100,000 in Student Loans.

$100k!? Find a cheaper school.

20 grand for 4 years, plus interest. That sounds about right.

 

[archcommus]

Originally posted by: shortylickens

Originally posted by: CadetLee

Originally posted by: BigJ
Not everyone wants to be saddled with up to or over $100,000 in Student Loans.

$100k!? Find a cheaper school.

20 grand for 4 years, plus interest. That sounds about right.

No, it doesn't. We're talking about people here who have very low incomes and/or very little to no savings. All such people could get many thousands of dollars from their state and federal government, as well as need-based money from their school. Why would anyone be taking out a loan for full tuition?

 

[BigJ]

Originally posted by: archcommus

Originally posted by: shortylickens

Originally posted by: CadetLee

Originally posted by: BigJ
Not everyone wants to be saddled with up to or over $100,000 in Student Loans.

$100k!? Find a cheaper school.

20 grand for 4 years, plus interest. That sounds about right.

No, it doesn't. We're talking about people here who have very low incomes and/or very little to no savings. All such people could get many thousands of dollars from their state and federal government, as well as need-based money from their school. Why would anyone be taking out a loan for full tuition?

Your situation != all situations.

And your assumptions do not apply to all situations either. Many state schools will give hardly any money to out-of-staters.

Please cut the elitist crap.

 

[Phlargo]

It's true.. I totally had to become an in-state student to go to Law school.. it saves me like $12k a year.

 

[archcommus]

Originally posted by: BigJ

Originally posted by: archcommus

Originally posted by: shortylickens

Originally posted by: CadetLee

Originally posted by: BigJ
Not everyone wants to be saddled with up to or over $100,000 in Student Loans.

$100k!? Find a cheaper school.

20 grand for 4 years, plus interest. That sounds about right.

No, it doesn't. We're talking about people here who have very low incomes and/or very little to no savings. All such people could get many thousands of dollars from their state and federal government, as well as need-based money from their school. Why would anyone be taking out a loan for full tuition?

Your situation != all situations.

And your assumptions do not apply to all situations either. Many state schools will give hardly any money to out-of-staters.

Please cut the elitist crap.

So just go to an in-state school.

What about my situation is unique? I'm not trying to be "elitist" I'm just curious.

 

[Whisper]

Originally posted by: archcommus

Originally posted by: BigJ

Originally posted by: archcommus

Originally posted by: shortylickens

Originally posted by: CadetLee

Originally posted by: BigJ
Not everyone wants to be saddled with up to or over $100,000 in Student Loans.

$100k!? Find a cheaper school.

20 grand for 4 years, plus interest. That sounds about right.

No, it doesn't. We're talking about people here who have very low incomes and/or very little to no savings. All such people could get many thousands of dollars from their state and federal government, as well as need-based money from their school. Why would anyone be taking out a loan for full tuition?

Your situation != all situations.

And your assumptions do not apply to all situations either. Many state schools will give hardly any money to out-of-staters.

Please cut the elitist crap.

So just go to an in-state school.

What about my situation is unique? I'm not trying to be "elitist" I'm just curious.

I attended an in-state private school for my freshman year of undergrad, and with a single parent paying for another sibling in college, was awarded $500/year in financial aid. I also received the GA HOPE and GTEG scholarships for $4000/year, along with the maximum $2500/year (I believe) subsidized federal loan. Even with all that, it came nowhere near covering even half of the $35k bill from Emory.

Needless to say I left after that first year for CC, and then UGA. Emory was a great school, but going there--in my particular case--was a very, very dumb move.

 

[randomlinh]

i shoulda went to CC and transfered over. would have saved a bundle. after interest, college will have cost me $55-65k roughly... half of the loans is locked at 3% right now.. the other half... privatedly funded.. so i can't consolodate it... is at a variable rate... hopefully it doesn't skyrocket.

 

[archcommus]

Originally posted by: Whisper

Originally posted by: archcommus

Originally posted by: BigJ

Originally posted by: archcommus

Originally posted by: shortylickens

Originally posted by: CadetLee

Originally posted by: BigJ
Not everyone wants to be saddled with up to or over $100,000 in Student Loans.

$100k!? Find a cheaper school.

20 grand for 4 years, plus interest. That sounds about right.

No, it doesn't. We're talking about people here who have very low incomes and/or very little to no savings. All such people could get many thousands of dollars from their state and federal government, as well as need-based money from their school. Why would anyone be taking out a loan for full tuition?

Your situation != all situations.

And your assumptions do not apply to all situations either. Many state schools will give hardly any money to out-of-staters.

Please cut the elitist crap.

So just go to an in-state school.

What about my situation is unique? I'm not trying to be "elitist" I'm just curious.

I attended an in-state private school for my freshman year of undergrad, and with a single parent paying for another sibling in college, was awarded $500/year in financial aid. I also received the GA HOPE and GTEG scholarships for $4000/year, along with the maximum $2500/year (I believe) subsidized federal loan. Even with all that, it came nowhere near covering even half of the $35k bill from Emory.

Needless to say I left after that first year for CC, and then UGA. Emory was a great school, but going there--in my particular case--was a very, very dumb move.

Exactly, you realize that was a mistake for a few different reasons. Consider:

1) If you attend an in-state public school, probably looking at a tuition of $20k/year max.
2) State money - for PA, max of $3500/year.
3) Federal money - max of $4000/year, possible $1500 extra for those especially needy
4) School money
5) All possibe scholarships
6) Stafford loan (different max amounts for each year).

 

[digitalsm]

Originally posted by: BigJ
Not everyone wants to be saddled with up to or over $100,000 in Student Loans.

You're an idiot if you take out anything over $40k for undergrad($10k per year). If you cant afford a private school you shouldnt be going to one.


While spending what will be three years at a CC(Im in my 6th semester) I've worked 30-80 hrs of work per week(first year 30, second 60-80, this year 45-50). One of the reasons is I haven't been eligable for finacial aid, that changes starting for the 2006-2007 school year.

I have two years at a university after I transfer in the fall. Im getting a combinded total of a about $20k over two years in merit based scholarships, need based scholarships and federal finacial aid. Leaving $14000 uncovered, which leaves me about $10,000 in debt, as I'll be working ~20 hrs a week.

I will probably get done with law school with less than $50k in debt.

 

[BigJ]

Originally posted by: digitalsm

Originally posted by: BigJ
Not everyone wants to be saddled with up to or over $100,000 in Student Loans.

You're an idiot if you take out anything over $40k for undergrad($10k per year). If you cant afford a private school you shouldnt be going to one.


While spending what will be three years at a CC(Im in my 6th semester) I've worked 30-80 hrs of work per week(first year 30, second 60-80, this year 45-50). One of the reasons is I haven't been eligable for finacial aid, that changes starting for the 2006-2007 school year.

I have two years at a university after I transfer in the fall. Im getting a combinded total of a about $20k over two years in merit based scholarships, need based scholarships and federal finacial aid. Leaving $14000 uncovered, which leaves me about $10,000 in debt, as I'll be working ~20 hrs a week.

I will probably get done with law school with less than $50k in debt.

So you're telling me if you got into one of the traditional top private schools in the nation (Yale, Stanford, MIT, Harvard, etc) and had to take out 20 a year in loans, you'd go to a SUNY (State University of New York) school over them?

 

[kranky]

We were just talking about this at work the other day. We see new hires with $70,000 - $100,000 of college loans and we just are in amazement.

College is a business. Some of the same people who haunt the Hot Deals board so they can save 2% on a new video card end up going six figures in debt when they could have had a comparable degree somewhere else for much, much less. Why do people do it?

I'm not talking about people who can afford to go wherever they want. But people who aren't going to get much in the way of family assistance... why don't more of them stop and think about costs? A degree is important, and it may be necessary to take out some loans, but for crying out loud... $100,000 is a lot of money! It takes a long time to dig out of that hole.

I paid my own way through school and the cost of the school was a big factor in deciding where to go. I worked, I took loans, I didn't spend a lot, I had no car. But I got a degree and was only in debt the equivalent of about $15,000 in today's dollars.

 

[davestar]

Originally posted by: BigJ

Originally posted by: archcommus

Originally posted by: BigJ
Not everyone wants to be saddled with up to or over $100,000 in Student Loans.

I'm going to what I consider a relatively average priced school and I'm hoping for no more than $20k in loans.

Many of the upper tier state universities are extremely expensive when it comes to costs for out-of-state students. For example, the Univ. of Maryland: College Park is approx $35,000 per year including Room & Board.

exactly. that's why 90% of our out-of-staters are spoiled NY/NJ kids

 

[DaShen]

Originally posted by: giantpinkbunnyhead
Simple: Not everyone is motivated enough to put in the effort.

DING DING DING...