OMG NO ALLEEE ROSSMAN HELP HELP!!!!

[Wduaqnug]

I just found freaking check dated 04/09/2001 $170 withdrawal from C2it Citibank , it says not valid after 180 days, is it possible it will work or should I contact Citibank before depositing? IS there laws regarding this type situation, am I covered by ny state banking dept, i use to do a lot of ebay business in 2001 and had money orders and checks coming in like crazy and this one slipped by and just found it

 

[djheater]

Just try to deposit it. It'll probably clear... probably....

 

[Hayabusa Rider]

Originally posted by: Wduaqnug
I just found freaking check dated 04/09/2001 $170 withdrawal from C2it Citibank , it says not valid after 180 days, is it possible it will work or should I contact Citibank before depositing? IS there laws regarding this type situation, am I covered by ny state banking dept, i use to do a lot of ebay business in 2001 and had money orders and checks coming in like crazy and this one slipped by and just found it

Very often a bank will reissue you a check if you have the original. Happened to me once, and I had no problem when I called them. Try that before you lose the check by depositing it.

 

[Wduaqnug]

on hold with them right now, she found transaction for $170 and went to look into it. Thanks

 

[Wduaqnug]

I don't even remember password or e-mail for my c2it! oh man i really need those $170 for christmas gifts. I have no idea how this big check slipped by, it was even sealed envelope

 

[Wduaqnug]

if i deposit this check and it bounces do i get charged fee's by chase bank

 

[Smolek]

Originally posted by: Wduaqnug
if i deposit this check and it bounces do i get charged fee's by chase bank

typically yes.

 

[loup garou]

So are you starting all your threads with "OMG NO ALLEEE" now? At least get it right!

 

[RossMAN]

Originally posted by: Smolek

Originally posted by: Wduaqnug
if i deposit this check and it bounces do i get charged fee's by chase bank

typically yes.

Banks LOVE to charge fees, rule #1.

LOL @ your thread title, almost thought I was seeing things.

If you can wait, you could contact CitiBank get a name/address/file # mail it back to them to be destroyed then they'll issue you a new check but this would take at least 2-3 weeks.

Or you can take your chances and try and deposit the check.

 

[Wduaqnug]

from prior experience dealing with Citibank, I decided to take my chances and deposit check, since good teller might notice expiration even through check might go through so I deposit it into Chase ATM more chances to go through

 

[EagleKeeper]

Unless Citi has a stop put on the check ID, the automated system should allow it to go through.

There is no date encoded into the check information.

 

[KC5AV]

You might also find that since the check is past the stale date, it will not go through. I tried to put one through that was only a few months old. Not only did it not go, I was charged some extra processing fees. This was with Hibernia National Bank. YMMV with Citybank.

 

[Wduaqnug]

I deposited it on Dec 18 to Chase Atm, on 19 $100 cleared and on 24 $70 cleared , does this mean that's it went through with no problems or it can still be bad check

 

[Spac3d]

Originally posted by: Wduaqnug
I deposited it on Dec 18 to Chase Atm, on 19 $100 cleared and on 24 $70 cleared , does this mean that's it went through with no problems or it can still be bad check

Hope it did for you, that would help with Christmas Gifts

Spac3d

 

[Wduaqnug]

Update


I deposited that check into Chase ATM, everything went smooth chase deposited $70 after couple dates and after few more days $100, I thought it was it cause 2 weeks passed than on new years eve check returned with $10 service charge, Chase is weird so many days to clear check than it comes back bad.Good News Citibank replaced the check and I lost only $10 on service charge

 

You should be able to recoup your service fee of $10 from CitiBank if it's their fault...then again I'm not really understanding your thread so you might be out of luck. Glad you got your $$ though.

 

[Wduaqnug]

It's my fault since I didnt cash the check before expiration date