OMG being married cuts your insurance by more than 1/3!

[StageLeft]

Mine went down from $3400 to $2200/year the second marriage kicked in. Another friend also went down about 35% when it happened to him. When you're young this is a real money saver

 

[iamwiz82]

i think its because you will take less chances while driving if you are married

 

[ManSnake]

Here is another tip: buy your life insurance while you are still young and healthy, it will save you a lot of money!

 

[StormRider]

Also, I heard that married men tend to live longer than single men. Women are good for men!

 

[StageLeft]

iamawiz: thats what the lady said. She said it shows I'm more responsible. Then she had a good laugh But I guess thats what the stats show. I know I'm better than I was 5 years ago - thats for damn sure.

stormrider: Thats because when you're single nobody harps on you for drinking a 6 pack every night

 

[bigrash]

Mine went down from $3400 to $2200/year the second marriage kicked in

do you mean the second that you got married or during your second marriage?

 

[Mikal]

SOME women are good for us menz. Some are real bitches!

 

[ugh]

<< Here is another tip: buy your life insurance while you are still young and healthy, it will save you a lot of money! >>



Second that! If you're in one of those plans which actually acts like an investment fund as well, you're indirectly saving money as well!

 

[Mikal]

NO NO NO! Don't fall for these so-called investment insurance things!
For life insurance you want term insurance. You pay a set fee for a set amount of coverage. No bullstuff.

 

[StormRider]

I don't understand life insurance. You only collect when you're dead. What good is it if you don't have a wife or children?

 

[PG]

I'm no life insurance expert, but I understand that there's term life and whole life. With term life, the payments are relatively cheap, but you only get something out of it if you die. Or I think that's how it works. With whole life, you pay a lot more, but it is like an investment. You could pull money from it later.

 

[StageLeft]

I think Mikal is right - all I've heard is that term is the one to get - the &quot;investment ones&quot; (is it called cash or something?) kinda suck because you don't get nearly as much money out of it as you really should...so go with term I think

Some guy recently showed me the math about it all and term really seemed the way to go.

 

[Emulex]

You don't have to be married to cut down your insurance. Two people can live together, un married and still get the discount. At least with progressive auto I did this. The other person is called an &quot;Other&quot;.

 

[Crimson]

Yeah once you get married your insurance does drop a lot.. Mine dropped a lot recently, got married, bought a house, and turned 25 (Now 26).. I pay Around ~500/year for full coverage on a 99 Corolla.

 

[StageLeft]

emulex

Yeah I tried that last year; it depends on the insurance provider though. I go through an agent and she couldn't find one that cared if we were common law or not unfortunately...

 

[Emulex]

progressive doesn't care at all. you can be gf/bf as long as you &quot;claim&quot; you live together. You can be man/man if that floats your boat, or roomates/les-be friends (woman/woman).

Seriously. It will give you:
Multi-person discount (10-15%)
Multi-Car discount (10-15%)

Have the person with the best credit rating and lowest &quot;risk&quot; be the primary account
holder..

I saved like $150/month by putting my gf on my plan.

Went from $2200/year for me, to $2800/year for both of us (and both cars).

werd.

 

[StageLeft]

Sounds good. I guess we don't have progressive in my area though

 

[Helpless]

...and don;t go getting married to save a few $bucks$ on car insurance In the long run, you pay more being married--trust me....we pay dues daily

 

[StageLeft]

Heh shows what you know! This time next year my wife will probably be making more than I am!

 

[Mikal]

Getting almost-free nookie is worth it! Sure, sometimes you gotta go get a burger afterwards when you'd rather doze....but all in all, it's worth it!

 

[Emulex]

yah having to go without p**sy, or having to chase girls to get p*ssy, that sucks. I get it anytime i want, any time i want. However i want it

im not even married, just living with my gf.

 

[StageLeft]

Dirty, dirty man!! <- directed at Mikal!