Obamacare requirement going to cost everyone more

[First]

Good. Insurance companies don't particularly care how much their health care costs to consumers because they don't self-regulate to benefit consumers; they self-regulate to find price points that'll meet their shareholder bottom-line and the bottom line is that they need to be told how to spend their money when the market doesn't find a solution naturally. It hasn't found a cheap solution so the gov't needs to step in and tell them their profits need to be capped and their services need to be altered. It's a straight forward solution to a problem the private health insurance industry will not fix on their own. Pretty easy to understand, actually.

 

[Carmen813]

I think this thread is really just a lot of pissed of men bitching about paying for something they won't "use."

 

[OneOfTheseDays]

I would argue that the core services of our government are, for the most part, things that society as a whole desires. Otherwise, they simply wouldn't exist.

Our main issues are getting them to run more efficiently. I have SEVERE reservations about anyone who blindly says that turning things over to the private sector is always better. We all saw what happened when we deregulated the banks and let them run amok, the private sector will do the only thing it knows or cares about doing...making profits.

 

[spidey07]

I would argue that the core services of our government are, for the most part, things that society as a whole desires. Otherwise, they simply wouldn't exist.

Our main issues are getting them to run more efficiently. I have SEVERE reservations about anyone who blindly says that turning things over to the private sector is always better. We all saw what happened when we deregulated the banks and let them run amok, the private sector will do the only thing it knows or cares about doing...making profits.

And you say that like it's a bad thing. So how much profit do you think I should make?

And in return, I get to say how much you can earn. I think you shouldn't earn more than 55k a year, anything above that is profit and you can't earn that. Profit bad.

Ponder this - if requiring such zero cost preventative care actually lowered money out by insurance, why haven't they done so without requirement from government? If it truly does lower the cost of money out, they would have done it by now.

but it doesn't and this is proof of all the reasons why obamacare will actually raise premiums and the cost of insurance.

 

[First]

And you say that like it's a bad thing. So how much profit do you think I should make?

And in return, I get to say how much you can earn. I think you shouldn't earn more than 55k a year, anything above that is profit and you can't earn that. Profit bad.

Ponder this - if requiring such zero cost preventative care actually lowered money out by insurance, why haven't they done so without requirement from government? If it truly does lower the cost of money out, they would have done it by now.

but it doesn't and this is proof of all the reasons why obamacare will actually raise premiums and the cost of insurance.

lmao tard.

 

[spidey07]

lmao tard.

Answer the question so that I may decide how much you make. How much profit is OK with you?

 

[sactoking]

Ponder this - if requiring such zero cost preventative care actually lowered money out by insurance, why haven't they done so without requirement from government? If it truly does lower the cost of money out, they would have done it by now.

Allow myself to quote... myself:

A health insurer is not a Health Maintenance Organization and vice versa. HMOs use managed care like preventive medicine to keep costs lower. Health insurers base their cost of coverage on statistically-projected, short-term loss values. Preventive care doesn't really manifest cost savings in the short-term, so preventive care is always valued as more expensive by health insurers than it really is.

 

[Doppel]

Just another step toward the inevitable implosion of the US healthcare system and a rebirth as a single-payer government-backed one like in the rest of the West. For better or worse this is the endgame, it is as inevitable as the spinning of the earth or Kirstie Alley getting fat again after her recent diet.

 

[MovingTarget]

And you say that like it's a bad thing. So how much profit do you think I should make?

And in return, I get to say how much you can earn. I think you shouldn't earn more than 55k a year, anything above that is profit and you can't earn that. Profit bad.

Ponder this - if requiring such zero cost preventative care actually lowered money out by insurance, why haven't they done so without requirement from government? If it truly does lower the cost of money out, they would have done it by now.

but it doesn't and this is proof of all the reasons why obamacare will actually raise premiums and the cost of insurance.

All profit isn't bad, just some of it. Not everything should be about the lowest cost, highest rate of return, etc. The free market is a great tool to spur productivity, but its excesses (some profit can have too detrimental an effect on society) and shortcomings (see current rationing of care based on dollars, or waste caused by our current insurance/hmo system, or the masses of those that can't afford care, etc.) must be curbed.

“There are needs and common goods that cannot be satisfied by the market system. It is the task of the state and of all society to defend them. An idolatry of the market alone cannot do all that should be done.”

- Pope John Paul II

 

[Darwin333]

Good. Insurance companies don't particularly care how much their health care costs to consumers because they don't self-regulate to benefit consumers; they self-regulate to find price points that'll meet their shareholder bottom-line and the bottom line is that they need to be told how to spend their money when the market doesn't find a solution naturally. It hasn't found a cheap solution so the gov't needs to step in and tell them their profits need to be capped and their services need to be altered. It's a straight forward solution to a problem the private health insurance industry will not fix on their own. Pretty easy to understand, actually.

Umm, not sure if you have been paying attention but their profits aren't all that high and they are not being capped. They are being required to provide a service that they will charge for. Just because you don't pay a co-pay doesn't mean that the cost hasn't been already added into premiums (which is basically what the article says will happen).

So you are happy because the .gov is forcing companies to charge more for a product so that it includes something you may or may not want.

Or are you happy because the .gov is forcing companies to charge more for a product so that it includes something that you want but you want others to help you pay for it?

 

[IronWing]

READ IT!

Dammit, my insurance provider raised rates in order to increase their profits! Just like last year and the year before and the year before and the year before and the year before. Outrageous! Where are the foamy mouthed conservatives to shriek about this!

 

[CADsortaGUY]

READ IT!

Dammit, my insurance provider raised rates in order to increase their profits! Just like last year and the year before and the year before and the year before and the year before. Outrageous! Where are the foamy mouthed conservatives to shriek about this!

ok, so you want to limit their profit? What is the limit?

You see, the difference here is a company doing something vs the Feds commanding a company provide something. So if you don't like them increasing rates for profit, are you fine with increasing rates because the gov't told them to give things away to certain people thus spreading the cost to everyone else?

 

[IronWing]

ok, so you want to limit their profit? What is the limit?

You see, the difference here is a company doing something vs the Feds commanding a company provide something. So if you don't like them increasing rates for profit, are you fine with increasing rates because the gov't told them to give things away to certain people thus spreading the cost to everyone else?

Under my glorious plan, this wouldn't be an issue as private health insurance wouldn't even exist.

 

[shira]

This is disgusting that the gov't can come in and now tell Insurers exactly what they must cover and that they can't have co-pays attached.

Yeah disgusting, especially since - because all insurers will be in the same boat - it will cost them exactly ZERO business. Not to mention that insurers will easily be able to cover their increased contraception costs with increased premiums and with the significant savings they'll obtain by having to pay for fewer pregnancies.

And it's especially disgusting because as you well know, the FACT THAT THE HEALTH INSURANCE INDUSTRY IS THE MOST HEAVILY REGULATED IN AMERICA, AND IS SUBJECT TO COUNTLESS REGULATIONS REQUIRING COVERAGE OF VARIOUS TESTS, MEDICINES, AND PROCEDURES provides absolutely no precedent for the federal government requiring that insurers cover contraception. Nor does the fact that OVER HALF OF THE STATES ALREADY REQUIRE THAT INSURANCE COMPANIES PROVIDE SOME DEGREE OF COVERAGE FOR THE COST OF CONTRACEPTION.

But of course it's not at all disgusting that you personally advocate a system where most abortions are outlawed, so that the government can tell pregnant women that they MUST bring their fetuses to term.

Interesting concept of freedom and disgust you have going there.

 

[charrison]

Women can get birth control at walmart for $9/month.

Will the cost of these scripts cost more or less after the govt gets involved?

Why do keep covering the affordable? Nothing is free and making something "free" only makes it more expensive.

 

[nonlnear]

This country needs to make a decision on whether or not we want universal healthcare for all, or a completely a la carte system where buyers can pick and choose exactly what they want in their health plans. Right now we're stuck somewhere in the middle, and "Obamacare" certainly hasn't helped the situation IMHO.

Personally, I think we need to join the rest of the 1st world and implement a truly universal healthcare system so that we can drive medical costs way down. We are spending FAR too much on our healthcare as a nation compared to everyone else.

I would be fine with single payer health care that provides all patent-free medications and treatments free to all. Leave patent-encumbered treatments to the private market, and remove all mandates and structural subsidies from that market. You can get the best care of 1992 for free, or pay out of pocket if you want better.

 

[MooseNSquirrel]

http://news.yahoo.com/insurers-must-cover-birth-control-no-copays-140750830.html



READ IT.

This is disgusting that the gov't can come in and now tell Insurers exactly what they must cover and that they can't have co-pays attached. There is ZERO reason the Feds should tell Insurers this - it's just another example of how Obamacare is going to cost us all more while giving the Feds more power over our health insurance. INSURANCE isn't a maintenance plan - it's INSURANCE.

Wrong angry to question to ask.

Right angry to question to ask: Why hasn't the free market figured this out already?

Answer: The free market doesnt give a crap about the long run

 

[matt0611]

READ IT!

Dammit, my insurance provider raised rates in order to increase their profits! Just like last year and the year before and the year before and the year before and the year before. Outrageous! Where are the foamy mouthed conservatives to shriek about this!

Its so strange that we don't see every other industry jack up their price year after year to "make more profit".

Funny, we need food to eat, but food is relatively cheap, the grocery stores don't keep raising their prices year after year to "make more profit". Why is that?

Hmm, I wonder why health care is so expensive...hmm....must be some reason...

 

[nonlnear]

Wrong angry to question to ask.

Right angry to question to ask: Why hasn't the free market figured this out already?

Answer: The free market doesnt give a crap about the long run

Unlike the federal government!

 

[MooseNSquirrel]

Really? You can't think of at least hundreds of things the Federal government did that had to do with the long run?

Sad.

 

[ericlp]

don't worry op you'll be paying for it anyway regardless. so... why cry about it? I don't see you offering a better solution?

Hmmm let grandma die on the street or pay more? What's it gonna be bubba?

 

[nonlnear]

Really? You can't think of at least hundreds of things the Federal government did that had to do with the long run?

Sad.

Which federal government? The one we've got today? You know, the one the thread is about...

 

[IGBT]

it will mean higher unemployment. Easiest way for an employer to reduce obama no health care taxes is to reduce payroll. And it will happen. It will be the obama's planned recession in 2012/13. A lot of you guys that are still working now will be layed off prior to obama no health care kicks in.

 

[woolfe9999]

Which federal government? The one we've got today? You know, the one the thread is about...

Yes, this one and its predessors, though the current one has become less and less functional due to special interest influence and partisanship.

Nonetheless, we'd have been a lot worse off without much of what the federal government has been doing in this country for the past 80 years. I shouldn't even have to supply specifics, but if you're actually serious about this, then we can engage further.

 

[OneOfTheseDays]

And that is precisely why we need to move away from employer based healthcare. Nationalize healthcare for all, don't have this half-assed hybrid approach that suits nobodies needs adequately.

It's quite clear the rest of the modernized world has already made their decision about how health care should be run, it's time for us to join them. This is the natural progression of our American society whether you agree with it or not. Obama has merely put us one step closer.