Obamacare is GREAT! Here's Why -

Bill Wiltrack

Member
Nov 7, 2012
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What has now been tagged "Obamacare" is actually titled the Patient Protection and Affordable Care Act. However, people were calling it "Obamacare" before everyone even hammered out what it would be. It's a term mostly used by people who don't like the PPaACA, and it's become popularized in part because PPaACA is a really long and awkward name, even when you turn it into an acronym like that.



Obamacare ingrains new rules regarding health care, with the purpose of making health care more affordable for everyone. Opponents of the PPaACA, on the other hand, feel that the rules it makes take away too many freedoms and force people to do things they shouldn't have to.










Obamacare is GREAT! Here's Why -

Already in effect:

  • Obamacare allows the Food and Drug Administration to approve more generic drugs (making for more competition in the market to drive down prices).
  • Obamacare increases the rebates on drugs people get through Medicare (so drugs cost less)
  • Obamacare establishes a non-profit group, that the government doesn't directly control, to study different kinds of treatments to see what works better and is the best use of money.
  • Obamacare makes chain restaurants like McDonalds display how many calories are in all of their foods, so people can have an easier time making choices to eat healthy.
  • Obamacare makes a "high-risk pool" for people with pre-existing conditions. Basically, this is a way to slowly ease into getting rid of "pre-existing conditions" altogether. For now, people who already have health issues that would be considered "pre-existing conditions" can still get insurance, but at different rates than people without them.
  • Obamacare renews some old policies, and calls for the appointment of various positions.
  • Obamacare creates a new 10% tax on indoor tanning booths.
  • Obamacare says that health insurance companies can no longer tell customers that they won't get any more coverage because they have hit a "lifetime limit". Basically, if someone has paid for life insurance, that company can't tell that person that he's used that insurance too much throughout his life so they won't cover him any more. They can't do this for lifetime spending, and they're limited in how much they can do this for yearly spending.
  • Kids can continue to be covered by their parents' health insurance until they're 26.
  • No more "pre-existing conditions" for kids under the age of 19.
  • Insurers have less ability to change the amount customers have to pay for their plans.
  • People in a "Medicare Gap" get a rebate to make up for the extra money they would otherwise have to spend.
  • Insurers can't just drop customers once they get sick.
  • Insurers have to tell customers what they're spending money on. (Instead of just "administrative fee", they have to be more specific).
  • Insurers need to have an appeals process for when they turn down a claim, so customers have some manner of recourse other than a lawsuit when they're turned down.
  • New ways to stop fraud are created.
  • Medicare extends to smaller hospitals.
  • Medicare patients with chronic illnesses must be monitored more thoroughly.
  • Reduces the costs for some companies that handle benefits for the elderly.
  • A new website is made to give people insurance and health information.
  • A credit program is made that will make it easier for business to invest in new ways to treat illness.
  • A limit is placed on just how much of a percentage of the money an insurer makes can be profit, to make sure they're not price-gouging customers.
  • A limit is placed on what type of insurance accounts can be used to pay for over-the-counter drugs without a prescription. Basically, your insurer isn't paying for the Aspirin you bought for that hangover.
  • Employers need to list the benefits they provided to employees on their tax forms.


















8/1/2012

  • Any health plans sold after this date must provide preventative care (mammograms, colonoscopies, etc.) without requiring any sort of co-pay or charge.
1/1/2013

  • If you make over $200,000 a year, your taxes go up a tiny bit (0.9%)
1/1/2014
This is when a lot of the really big changes happen.

  • No more "pre-existing conditions". At all. People will be charged the same regardless of their medical history.
  • If you can afford insurance but do not get it, you will be charged a fee. This is the "mandate" that people are talking about. Basically, it's a trade-off for the "pre-existing conditions" bit, saying that since insurers now have to cover you regardless of what you have, you can't just wait to buy insurance until you get sick. Otherwise no one would buy insurance until they needed it. You can opt not to get insurance, but you'll have to pay the fee instead, unless of course you're not buying insurance because you just can't afford it.
  • Insurer's now can't do annual spending caps. Their customers can get as much health care in a given year as they need.
  • Make it so more poor people can get Medicare by making the low-income cut-off higher.
  • Small businesses get some tax credits for two years.
  • Businesses with over 50 employees must offer health insurance to full-time employees, or pay a penalty.
  • Limits how high of an annual deductible insurers can charge customers.
  • Cut some Medicare spending
  • Place a $2500 limit on tax-free spending on FSAs (accounts for medical spending). Basically, people using these accounts now have to pay taxes on any money over $2500 they put into them.
  • Establish health insurance exchanges and rebates for the lower-class, basically making it so poor people can get some medical coverage.
  • Congress and Congressional staff will only be offered the same insurance offered to people in the insurance exchanges, rather than Federal Insurance. Basically, we won't be footing their health care bills any more than any other American citizen.
  • A new tax on pharmaceutical companies.
  • A new tax on the purchase of medical devices.
  • A new tax on insurance companies based on their market share. Basically, the more of the market they control, the more they'll get taxed.
  • The amount you can deduct from your taxes for medical expenses increases.
1/1/2015

  • Doctors' pay will be determined by the quality of their care, not how many people they treat.
1/1/2017

  • If any state can come up with their own plan, one which gives citizens the same level of care at the same price as the PPaACA, they can ask the Secretary of Health and Human Resources for permission to do their plan instead of the PPaACA. So if they can get the same results without, say, the mandate, they can be allowed to do so. Vermont, for example, has expressed a desire to just go straight to single-payer (in simple terms, everyone is covered, and medical expenses are paid by taxpayers).
2018

  • All health care plans must now cover preventative care (not just the new ones).
  • A new tax on "Cadillac" health care plans (more expensive plans for rich people who want fancier coverage).
2020

  • The elimination of the "Medicare gap"


Obamacare is a muted first step. But it's a step in the right direction.

We all benefit from the Patient Protection and Affordable Care Act.












THANK YOU MR PRESIDENT!






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jagec

Lifer
Apr 30, 2004
24,442
5
0
Obamacare is a hopelessly compromised law designed to appease the private insurance sector, but it IS better than what we had before.
 

CrackRabbit

Lifer
Mar 30, 2001
16,641
58
91
If you're a real poster, and at this point I have my doubts, tone down the copypasta and strange post formatting.
It is viewed as spam and isn't very welcome here.
 

Bill Wiltrack

Member
Nov 7, 2012
116
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FU



Get off the internet if you can't handle someone different than you or how you post.



Respect gets respect and vise versa.



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CrackRabbit

Lifer
Mar 30, 2001
16,641
58
91
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FU



Get off the internet if you can't handle someone different than you or how you post.



Respect gets respect and vise versa.



.
I tried to be civil about it, but this proves you're just another useless troll.
Thanks for making it clear.

Why does this board seem to attract so many of them?
 

Juror No. 8

Banned
Sep 25, 2012
1,108
0
0
You know you've entered Bizarro world when the Left is celebrating legislation devised and drawn up by massive corporations. What's next? The Left making excuses for the military-industrial complex and their war of aggression against poor brown people?

Oh wait...
 

Munky

Diamond Member
Feb 5, 2005
9,372
0
76
Fail. Let's take off the rosy glasses, shall we?

1. No preexisting conditions - that's like charging a known DUI convict the same car insurance as someone with a perfect driving record. He should be paying more, because there's a high chance he'll end up costing more for the insurer. But the equality sheep will have none of that. The rest of us will have to bear the cost.

2. Businesses are already reducing the working hours of fulltime employees so they don't have to pay them insurance. How that coverage working out for them?

3. Why is the government meddling in what doctors get paid? That smells a lot like communism to me. And the doctors can take their business elsewhere.

4. It has done nothing to end the monopoly of big pharma on the US drug prices. The same drugs cost less in other countries, but it's illegal to import those drugs here. More fail.

5. Why is Obama surrounded by a bunch of women signing the bill? Is he promising them taxpayer-funded BC and abortions? F*** that.
 

Lemon law

Lifer
Nov 6, 2005
20,984
3
0
Fail. Let's take off the rosy glasses, shall we?

1. No preexisting conditions - that's like charging a known DUI convict the same car insurance as someone with a perfect driving record. He should be paying more, because there's a high chance he'll end up costing more for the insurer. But the equality sheep will have none of that. The rest of us will have to bear the cost. ( Tell us again how some cancer patient engaged in risky behavior. Obama care puts the pooled risk concept of insurance back into HEALTH INSURANCE. )

2. Businesses are already reducing the working hours of fulltime employees so they don't have to pay them insurance. How that coverage working out for them? ( Wow how great for business, and its largely happened already. But when the alternative to Obama care is supposed to be employer based healthcare, and employers no longer offer health care, Obama care is that alternative. )

3. Why is the government meddling in what doctors get paid? That smells a lot like communism to me. And the doctors can take their business elsewhere. ( As far as I have seen, doctors get paid too highly already, and are not that competent to boot. As for taking their business else where, lots of luck. As the USA is the only industrialized country in the ENTIRE WORLD WITHOUT SOCIALIZED MEDICINE. As we can also say, American heath care is only descent for the top few per cent of Americans, as for the rest of America, American heath care ranks near the bottom compared to other major in idustrialized nations. What a virtue to tout American health care as it is the most expensive in the world while lagging badly in quality.)

4. It has done nothing to end the monopoly of big pharma on the US drug prices. The same drugs cost less in other countries, but it's illegal to import those drugs here. More fail. (That is easily later repealed, as it was a demanded republirat condition to pass Obama care. )

5. Why is Obama surrounded by a bunch of women signing the bill? Is he promising them taxpayer-funded BC and abortions? F*** that.
( How expensive is birth control or even abortions compared to taking care of sick children with major pre-existing conditions. Typical GOP logic, force the woman to bear the child even if she was raped, but once the child is born, the GOP refuses to help the new born child in any way.And when the woman can't afford the child care they are forced to go on welfare and the GOP howls louder. )

My only conclusion Munky is that you were born with a pre existing brain defect that prevents you from thinking properly. As you think only about your self and say fuck everyone else. Maybe you should have been born a pig, and then we could turn you into something socially useful like breakfast bacon. Meanwhile Munky, I am happy that you healthy for now, but we are all subject to developing medical problems as we age. Cancer, Parkinson, Alzheimer, and the list is very long. As you too may bless Obama care later.
 

PhatoseAlpha

Platinum Member
Apr 10, 2005
2,129
10
81
Fail. Let's take off the rosy glasses, shall we?

1. No preexisting conditions - that's like charging a known DUI convict the same car insurance as someone with a perfect driving record. He should be paying more, because there's a high chance he'll end up costing more for the insurer. But the equality sheep will have none of that. The rest of us will have to bear the cost.
And congratulations, you've just summed up why capitalized medicine fails so badly. Insurance is tied to employment. Develop a condition, and your employer wants to switch to a cheaper provider. Or worse, goes out of business and you lose your job.

Sure, you could theoretically keep your old insurance.....of course, you're out of a job now, so good luck paying for it (LOL!). Maybe you'll get lucky and find another job, but now it's a preexisting condition, and they won't pay for any of it (LOL!).

Of course, what's the chance of that happening, right? It's not like we're experiencing high levels of unemployment. And if it worked like that, medical debt would be the number one cause of personal bankruptcy in our country.

And it is. Even among people who paid into their insurance the whole time.

Yeah. I'd be amazed that this country was still running on such an obviously broken-by-design system, but it's easily ignored until you're in the affected group. Which means anyone not actually sick just wants to pay less, and not care about the coverage they get if and when something terrible happens.
 

Munky

Diamond Member
Feb 5, 2005
9,372
0
76
( How expensive is birth control or even abortions compared to taking care of sick children with major pre-existing conditions. Typical GOP logic, force the woman to bear the child even if she was raped, but once the child is born, the GOP refuses to help the new born child in any way.And when the woman can't afford the child care they are forced to go on welfare and the GOP howls louder. )

My only conclusion Munky is that you were born with a pre existing brain defect that prevents you from thinking properly. As you think only about your self and say fuck everyone else. Maybe you should have been born a pig, and then we could turn you into something socially useful like breakfast bacon. Meanwhile Munky, I am happy that you healthy for now, but we are all subject to developing medical problems as we age. Cancer, Parkinson, Alzheimer, and the list is very long. As you too may bless Obama care later.
Typical Dummycrat logic - make someone else bear the consequences of your reckless behavior. If the woman can't afford a kid, then she shouldn't be having it. But according to your ilk, holding women accountable for their actions is war on women. Give em all the legal rights of adults but with all the accountability of children, that's the way to move forward.

And, FYI, if you stuff your fat face full of bacon and eggs every morning, then sit on a chair all day while chugging soda, and shove down a plate of sugar snacks before bedtime, then you are at least partially responsible for whatever chronic illness you develop. I know it's taboo in your circles to mention inconvenient facts that would leave someone's feelings butthurt, but that's the reality.
 

sactoking

Diamond Member
Sep 24, 2007
7,208
2,140
136
So many people make the immediate and sudden logical brainfart that equates medical care to insurance; once that mistake has been made all subsequent arguments are immediately null and void.
 

Rvenger

Elite Member <br> Super Moderator <br> Video Cards
Super Moderator
Apr 6, 2004
6,283
5
81
More affordable for middle age and people with preexisting conditions. Us youngins get the good ol' shaft.
 

Hayabusa Rider

Admin Emeritus & Elite Member
Jan 26, 2000
50,872
4,216
126
Whats that smell crime dog mcgruff? Do you smell something fishy?

Indeed. Fortunately he's used a real person. If they are one in the same that, then we have a named troll. If not, Bill will be getting a little notification.

Oh, Bill... Did you say you were a house or field negro? That was clever to post on KOS
 

Bill Wiltrack

Member
Nov 7, 2012
116
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Ah - about THAT post...um.


That post we don't refer to.

That post we NEVER want to bring up EVER again.


Got that?



For real.

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Bill Wiltrack

Member
Nov 7, 2012
116
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0
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Now let's move-on.

This thread is about Obamacare.

And how everyone feels about it.


We've only scratched the surface.



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silverpig

Lifer
Jul 29, 2001
27,708
11
81
Fail. Let's take off the rosy glasses, shall we?

1. No preexisting conditions - that's like charging a known DUI convict the same car insurance as someone with a perfect driving record. He should be paying more, because there's a high chance he'll end up costing more for the insurer. But the equality sheep will have none of that. The rest of us will have to bear the cost.

2. Businesses are already reducing the working hours of fulltime employees so they don't have to pay them insurance. How that coverage working out for them?

3. Why is the government meddling in what doctors get paid? That smells a lot like communism to me. And the doctors can take their business elsewhere.

4. It has done nothing to end the monopoly of big pharma on the US drug prices. The same drugs cost less in other countries, but it's illegal to import those drugs here. More fail.

5. Why is Obama surrounded by a bunch of women signing the bill? Is he promising them taxpayer-funded BC and abortions? F*** that.
1. Except pre-existing conditions are involuntary. You don't choose to be born with a heart condition. You do choose to drink and drive.
 

Bill Wiltrack

Member
Nov 7, 2012
116
0
0
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Don't go there.


DON'T GO THERE!






That shit STOPS NOW!




We are talking about Obamacare. GOT THAT?









NOW BACKOFF!!!



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