Five months ago I got LASIK done. They talked me into financing the total amount of ~$2200 for one year with no interest....I figured why not? A week after the procedure, I get a letter from GE saying "Welcome..blablabla" with a statement showing my balance, acct number and where to send the payments. That is the ONLY thing I rec'v from GE Capital EVER.
A month after I get it done, I send them $1200, a month after that I send them $500. My balance stands at $500. I stop paying them because they don't send statements so I figure I can pay them off anytime before the one year ends....basically one year same as cash like other plans I've had in the past.
Last night this idiot calls me (I can BARELY understand wtf she is saying). After 20 min, I figure out she's calling me to ask why I'm late by 3 months on making my $66/month payment? I'm like WTF? I've paid GE Cap $1700 in a two month period and you say I'm "late" with a $66 payment 5 months later? Then she says, yes, you have to make monthly payments or you're delinquent and now you owe us $200 in interest and $90 in late fees.
OK, at this point I'm ready to reach thru the phone and snuff this dumbass. I tell her to get her supervisor. Finally, the next woman can speak at least half-ass english. I tell her to REMOVE all the late fees and interest because I've paid you IN ADVANCE for 18 months at $66 a month. Additionally, you NEVER sent me a statement (other than the first one) asking for the dinky-ass $66/month payment.
After a lot of me walking all over her, I finally end-up giving her my checking acct info to immediately withdraw $501.25 (scammed me out of $1.25 somehow) so I can put GE Capital to rest FOREVER in my life. Had to add I will NEVER use them again and I'll bad mouth them to the day I die about how stupid and incompetent they are.
This post is my start to telling you all: NEVER FINANCE ANYTHING WITH GE CAPITAL!
A month after I get it done, I send them $1200, a month after that I send them $500. My balance stands at $500. I stop paying them because they don't send statements so I figure I can pay them off anytime before the one year ends....basically one year same as cash like other plans I've had in the past.
Last night this idiot calls me (I can BARELY understand wtf she is saying). After 20 min, I figure out she's calling me to ask why I'm late by 3 months on making my $66/month payment? I'm like WTF? I've paid GE Cap $1700 in a two month period and you say I'm "late" with a $66 payment 5 months later? Then she says, yes, you have to make monthly payments or you're delinquent and now you owe us $200 in interest and $90 in late fees.
OK, at this point I'm ready to reach thru the phone and snuff this dumbass. I tell her to get her supervisor. Finally, the next woman can speak at least half-ass english. I tell her to REMOVE all the late fees and interest because I've paid you IN ADVANCE for 18 months at $66 a month. Additionally, you NEVER sent me a statement (other than the first one) asking for the dinky-ass $66/month payment.
After a lot of me walking all over her, I finally end-up giving her my checking acct info to immediately withdraw $501.25 (scammed me out of $1.25 somehow) so I can put GE Capital to rest FOREVER in my life. Had to add I will NEVER use them again and I'll bad mouth them to the day I die about how stupid and incompetent they are.
This post is my start to telling you all: NEVER FINANCE ANYTHING WITH GE CAPITAL!