My Dad got in a car accident and it was 100% the other guys fault. His insurance company requested that we take the car to their adjuster for inspection which we did. They estimated it to be around $600 for all the repairs using used parts.
Its a 1993 Dodge Spirit with 100K miles, so I really don't mind the used parts, but I got three other estimates that were in the $1300 range. They sent us the check for the $600 and it says total payment on the check, so if I cash this they are off the hook. I would prefer to get the cash (not repair the car) and put it down on a diff car for him, but how do I get the insurance company to pay me what the real damages are? I can't get them to budge. What are my rights in this situation? I appreciate any advise you can give me or personal experience. thanks
Its a 1993 Dodge Spirit with 100K miles, so I really don't mind the used parts, but I got three other estimates that were in the $1300 range. They sent us the check for the $600 and it says total payment on the check, so if I cash this they are off the hook. I would prefer to get the cash (not repair the car) and put it down on a diff car for him, but how do I get the insurance company to pay me what the real damages are? I can't get them to budge. What are my rights in this situation? I appreciate any advise you can give me or personal experience. thanks