Arrrggghhh...
Wow, some people have some serious misconceptions about cluster vs. RAID stripe size.
The stripe size is defined by the RAID BIOS and is the size of the "stripes" used on the two drives. For example, take a 64KB file on a RAID array with a stripe size of 16KB. The first 16KB of this file will be on one disk, the next 16KB on the second disk, the next 16KB on the first disk, and the final 16KB of the file on the second disk.
The cluster size is completely different and is defined when you format a disk and has nothing to do with the stripe size. When formatting a drive, the format utility will pay no attention (or even be able to access) the stripe size.
So, how to specify a cluster size when installing WinXP using NTFS. Well, the only way I know that there is to specify a cluster size of an NTFS volume is when you format a drive WITHIN WinXP/Win2000. For example, I have three paritions on my 120GB RAID array. I have a 5GB FAT32 partition first with a cluster size of 32KB, next is a 40GB NTFS partition with the default cluster size of 4KB, the remaining space consists of a large NTFS partition with a 64 KB cluster size. This last partition was created with the WinXP disk management console which allows the specification of a cluster size.
So, if you want to have a cluster size larger than 4KB on the partition which contains your WinXP installation, you need to format the partition with another installation of WinXP, on a separate partition, and then install to that partition (without using the setup format utility).
As for cluster size and speed, after much testing comparing my 4KB vs 64KB cluster size NTFS partitions, I have found the 64KB partition to be marginally faster, 5-20% depending on the test. But you need to remember that every file with the larger 64KB cluster drive will take up at least 64KB. I can get away with this since I use this partition to store large video and music files, so the space waste is rather minimal. If I were to set the drive on which I have installed WinXP to 64KB cluster size, the space waste would be immense.
Any other questions just ask.