chsh1ca - didn't take it as a flame.

I am still pretty new to the internal workings of these things, so what you mentioned is something I am going to look forward to doing in the future.
This is what I HAD to do ...
Well, the tech person at Gateway (where I got my PC from) told me my motherboard had a 2.o compliant AGP slot. Today I found out that was bunk info, and that it is only 1.0 ... grrrr. So, and I know you all are going to cringe at this, I got the same FX 5200 card, but PCI. My only other option for a quick fix here was to go with a GeForce2 MX 400 64 MG card ... I REALLY need to upgrade this motherboard!!
So, it isn't the best, but it is a quick fix within the budget I have right now. Later this year once some of my investments roll back in, I will build a new machine specifically for gaming, and turn this thing into a web-surfing only machine.
I appreciate all the help you all have given me. I have been on a few forums, and rather than people helping, they argue about which is better ... just like car guys do with the Chevy vs Ford deal. You all helped me out without the BS, and I appreciate that. When I look to piece together a new machine, these forums are where I will go!!
Thanks again!