Need advice on paying back dept

sonz70

Banned
Apr 19, 2005
3,693
1
0
So, me and my current gf have been together a lil over a month now. A year ago almost, last Xmas to be exact, I borrowed 2500$ off her, (she was a good friend at the time) for xmas presents. She gave me a year to pay it back. So I have been putting 250$/month away to pay her back.

So, fast forward to today, I have the 2500 to pay her back, but now we are dating, and she refuses to take it. What am I suppose to do here?
 

necine

Diamond Member
Jan 25, 2005
3,631
0
0
Give her the money... Do whatever you have to do. You dont want this looming over your head. She will use it against you.
 

SagaLore

Elite Member
Dec 18, 2001
24,036
21
81
Give it to her. Tell her you will break up if she doesn't take it to pay off the debt.
 

casper114

Senior member
Apr 25, 2005
814
0
0
Originally posted by: sonz70
So, me and my current gf have been together a lil over a month now. A year ago almost, last Xmas to be exact, I borrowed 2500$ off her, (she was a good friend at the time) for xmas presents. She gave me a year to pay it back. So I have been putting 250$/month away to pay her back.

So, fast forward to today, I have the 2500 to pay her back, but now we are dating, and she refuses to take it. What am I suppose to do here?

buy her a 2500dollar gift
 

Kenazo

Lifer
Sep 15, 2000
10,429
1
81
Deposit it in her bank account? If you're paranoid, get her to sign something releasing you from your debt. Or, just keep the $2500 seperate so if you ever break up you can pay her back.

 

DaShen

Lifer
Dec 1, 2000
10,710
1
0
Put it in a savings account and let it accrue interest. If she ever needs the money give it to her plus the interest.

Ironic, Ben Folds Five "Song for the Dumped" is playing right now on my mp3 list at work. ;)

...Give me my money back,
Give me my money back, <thump thump> you b!t#$,
I want my money back,
I want my money back...
And don't forget...(chorus) ;)
 

Bulldog13

Golden Member
Jul 18, 2002
1,655
1
81
Buy her a hand grenade and celebrate the fact you solved a current problem and a future one.
 

JinLien

Golden Member
Aug 24, 2005
1,038
0
0

Put the money away for a ring, and spend some time thinking what you are going to write to go with it.

 

OutHouse

Lifer
Jun 5, 2000
36,410
616
126
Originally posted by: DaShen
Put it in a savings account and let it accrue interest. If she ever needs the money give it to her plus the interest.

Ironic, Ben Folds Five "Song for the Dumped" is playing right now on my mp3 list at work. ;)

yip i agree, put it in its own little savings account and lit it sit there. In case you two break up you go it to pay her and the few bucks of intrest it gathered.
 

Mellman

Diamond Member
Jul 9, 2003
3,083
0
76
Originally posted by: DaShen
Put it in an Online savings account and let it accrue interest. If she ever needs the money give it to her plus the interest.

Ironic, Ben Folds Five "Song for the Dumped" is playing right now on my mp3 list at work. ;)

fixed :) 4% interest > .5% at the local bank :)
 

Savij

Diamond Member
Nov 12, 2001
4,233
0
71
Tell her that you borrowed the money with the intention of paying her back and that you will always feel like you owe her the money unless you pay it back. Otherwise, hang on to the money until you break up so you can pay her back when she demands the money.
 

rgwalt

Diamond Member
Apr 22, 2000
7,393
0
0
I would recommend buying a certificate of deposit (CD) with the money. I'd say go with a 12 month CD, and try again next year. If you two don't last, she'll have her money next X-Mas.

R
 

Zysoclaplem

Diamond Member
Sep 26, 2003
8,799
0
0
Make sure to let her know all she could do with that money. Give her reasons why she needs it. And tell her you really want her to have it. Give her the puppydog eyes.
 

funboy6942

Lifer
Nov 13, 2001
15,368
418
126
$2500 would make a very nice romantic get away where you will win on both fronts. You get away from it all and you get sum :D

OH and then make sure that you have her sign a piece of paper understanding she refused to be paid back and the money was used by you out of the kindness of your heart to strengthen the relationship. This way if you all break up she cant take you to small claims court out of spite to get the money back ;)
 

sonz70

Banned
Apr 19, 2005
3,693
1
0
Ill try again to give it to her, if that doesn't work, I'll put it in a savings account and hold it there, 2500$ is too tempting to blow.
 

Kelvrick

Lifer
Feb 14, 2001
18,422
5
81
The savings account sounds liek a great idea.

Or, put it into a 1 year cd, then spend it on something for you guys to do if you guys make it to your 1 year anny.
 

DaShen

Lifer
Dec 1, 2000
10,710
1
0
Originally posted by: rgwalt
I would recommend buying a certificate of deposit (CD) with the money. I'd say go with a 12 month CD, and try again next year. If you two don't last, she'll have her money next X-Mas.

R

Not as good of an idea as Savings account, because they could break up anytime. Annual CDs cannot be pulled out until the next year, and even though it is slightly more interest than savings account, there is only $2500 big whoopdy freaking dew for $50+ than a savings account. Especially if they break up before a year.
 

IronWing

No Lifer
Jul 20, 2001
72,996
34,206
136
Insist she accept the money. Explain that it is for your peace of mind. Loans that become gifts tend to linger on.
 

reverend boltron

Senior member
Nov 18, 2004
945
0
76
Originally posted by: necine
Give her the money... Do whatever you have to do. You dont want this looming over your head. She will use it against you.

Dude, seriously, this is so true. Man, if I were you I'd just give it to her. Even if she didn't want it, or refuses.

Right now you guys are in the utopia part of the relationship, this won't last. And the second you guys get into a serious fight, or maybe the second time or whatever, you better believe it will be thrown against you. The quicker you get this off your shoulders the better things will be.