Originally posted by: Special K
There is no such thing as spot reduction. Working your chest or shoulders will not remove fat from that area. Your body will remove it in whatever order it prefers. This is entirely genetic.
Having said that, if you don't want to spend any money, your best bet is to start tracking your calories using
Fitday.
First find an approximation to your maintenance calories
here.
Then, scroll down on that page to the link where it says "Harris Benedict Equation". This will let you fine tune the estimate by taking physical activity into account.
Once you have this number, eat that many calories every day for a week. Make sure to weigh yourself each morning and record this. If after the end of 1 week you have not lost weight (or have actually gained weight) then subtract 200 calories from the initial estimate, and eat that much each day for the next week. Keep repeating this process of gradual reduction until you are losing about 1-2 lbs per week, but no more.
As far as what you eat goes, I would say shoot for 40% carbs, 40% protein and 20% healthy fats.
If you want to throw in some cardio, that would be fine too. Keep in mind that shorter, high intensity sessions will do more for you in the long run than long, low intensity ones.
I would also recommend a weight training program such as the one in my sig, but since you don't want to spend any money, that option is kind of ruled out. I don't know what your stats are (height, weight, bf%), but don't be surprised if you lose some muscle along with the fat since you don't want to lift any weights.