My post in this thread:
http://forums.anandtech.com/me...id=66&threadid=2106263
As far as the N95 vs. the iPhone, they are both very nice phones.
The N95 has a much (much!) better camera, included GPS and 3G support, and 3rd party app support. And it's naturally unlocked. It has stereo bluetooth support and you can use it as a laptop "modem" on the road.
The iPhone has better battery life, a much nicer screen (bigger, brighter and higher resolution), nicer email support (push Email with HTML support), and it's cheaper. It's also, in my humble opinion, more elegant. Lastly, the larger screen on the iPhone means watching movies and surfing the internet is more practical and effective.
I'd say that it depends on what you want, and what your budget is. If you live in a city with 3G, then the N95 suddenly looks much better, but if you commute a fair bit on planes and trains and such, it's really nice to be able to surf the web and watch movies on the much larger/prettier iPhone screen. But if you like using a laptop for these things, then the untethered/modem support of the N95 is very nice. The GPS and 3rd party support of the N95 is very nice. But the N95 is at >$550 right now, while the 8GB iPhone is $400.
For me I really looked at smart phones for quite a while all through August and early Sept. I saw someone using an N95 when I was in New York in August and I liked the way it look, but the price was the killer for me on the N95. I paid $300 for my 4GB iPhone, the N95 was sitting above $600 when I was trying to decide. Even with the N95 at $550... that's well out of my price range. If the N95 had been $300 when I was trying to decide... I'd have probably shrugged and gave up on Apple and bought an N95. The obvious downside of the iPhone is that a lot of the features that I wanted (unlocked, 3rd party apps) are not supported by Apple, and in fact, appear to be actively targeted by Apple. This can either be frustrating and nerve-wracking, or fun, depending on how much you just want to have a cell phone that works, and how much you like messing around hacking things to get them to do things that they weren't intended to do. I'm more in the latter camp than the former, and so I think this whole hacking thing is fun. I'm not sure if I'd trade in my iPhone for an N95 right now even if they were priced the same because I'm actually enjoying the whole cat-n-mouse game.
I think the idea of getting a Nokia 800 (N810 is too expensive for me) and a small cell phone is a pretty good one. I would seriously consider it if I was thinking about my options now. But I'm happy enough with my 4GB iPhone.