myfico.com sux

alien42

Lifer
Nov 28, 2004
12,868
3,298
136
so i sign up for the free 30 day trial at myfico.com yesterday. they were unable to verify my information online so i was told to call them to verify. i just called them and since i do not have a mortgage or a car loan that they are unable to help me and said that if i want my fico score then i will have to pay equifax. all of these credit related companies are scum who keep screwing me over and over.
 

MichaelD

Lifer
Jan 16, 2001
31,528
3
76
That doesn't make sense. Your FICO score is based on your credit usage etc. If you have credit cards (who doesn't?) they should be able to help you.

Maybe the CSR was a n00b? Did you ask for a supervisor?
 

alien42

Lifer
Nov 28, 2004
12,868
3,298
136
Originally posted by: MichaelD
That doesn't make sense. Your FICO score is based on your credit usage etc. If you have credit cards (who doesn't?) they should be able to help you.

Maybe the CSR was a n00b? Did you ask for a supervisor?

i have a single credit card and i called back and was told the same thing
 
Nov 5, 2001
18,366
3
0
Originally posted by: alien42
Originally posted by: MichaelD
That doesn't make sense. Your FICO score is based on your credit usage etc. If you have credit cards (who doesn't?) they should be able to help you.

Maybe the CSR was a n00b? Did you ask for a supervisor?

i have a single credit card and i called back and was told the same thing

they probably use information about those loans to verify your identity. Thats what www.freeannualcreditreport.com does