My debit card does not allow tips

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Narmer

Diamond Member
Aug 27, 2006
5,292
0
0
Here's 2 scenarios, see if you can spot the difference between the them

1. Bob goes to lunch, he writes down $8.50 for the tip amount on his CC receipt, but unknown to him his bank won't run this 2nd transaction. Bob's an average American so he doesn't notice the small $ amount not being taken out his bank account. I am sure Bob just assumed it worked. Bob's in the clear here because it was an honest mistake, and there's a good chance Bob's an honest person. And an honest person might actually go back and make it right, assuming the restaurant wasn't 50 miles away or something.

2. Ass nozzle Steve goes out to eat and knowing his bank won't process the tip charge, but decides to write something there any ways, instead of being a decent human being and actually leaving a tip that the server deserved. Steve's such a shitfuck he doesn't even have the decency to leave it blank. Which would still be a douche move, but Steve has managed to take being a douche to a whole new galaxy.

Do you see the difference? And FYI I'm like Bob and have returned to a place I ate at when for whatever reason a tip I left didn't go thru. Server was amazed I went to the trouble, and not shockingly the next time I had that server they remembered and I got hooked up.

If you're okay with being a total POS for doing this, that's great. But what you're doing's wrong, you can argue that it's not fraud blah blah, but it's morally wrong. And anyone with a conscious would never do this. I hope Karma busts a big wad all over your face one day.

Bolded is what's wrong with your analogy. IF the server had a decent tip coming, he would've gotten it. Tips are not legally required. They are extras that patrons give to servers for any reason. A patron can give as large or as little a tip as he wants. If a patron wants to be cynical, he has the right to as well.

Off-topic: Ironic that you called the douche "Steve" considering how much you love you some Apple.
 

Nik

Lifer
Jun 5, 2006
16,101
3
56
Bolded is what's wrong with your analogy. IF the server had a decent tip coming, he would've gotten it. Tips are not legally required. They are extras that patrons give to servers for any reason. A patron can give as large or as little a tip as he wants. If a patron wants to be cynical, he has the right to as well.

Off-topic: Ironic that you called the douche "Steve" considering how much you love you some Apple.

It doesn't matter whether you think he deserved a tip or not. If you put down an amount and sign it, you are obligated to pay that amount. If you don't think they deserve it, the proper procedure is to leave the line blank or offer a lower tip, THIEF.
 

Narmer

Diamond Member
Aug 27, 2006
5,292
0
0
It doesn't matter whether you think he deserved a tip or not. If you put down an amount and sign it, you are obligated to pay that amount. If you don't think they deserve it, the proper procedure is to leave the line blank or offer a lower tip, THIEF.

Then let's just agree that I think the server deserved a 100% tip whereas Citibank thought not.
 

mrCide

Diamond Member
Nov 27, 1999
6,187
0
76
Ninja edit removed "people like you ruin ATOT"

Why did you remove it? Why are you defending this asshole?

Honestly it's because I think you're being a bigger asshole. To me this is a moral issue, to you who thinks it's fraud and he should be thrown in jail is silly.
 

Nik

Lifer
Jun 5, 2006
16,101
3
56
Honestly it's because I think you're being a bigger asshole. To me this is a moral issue, to you who thinks it's fraud and he should be thrown in jail is silly.

He's knowingly defrauding either a waiter or an establishment.

Do you think that people who write bad checks are innocent?
 

Nik

Lifer
Jun 5, 2006
16,101
3
56
Then let's just agree that I think the server deserved a 100% tip whereas Citibank thought not.

That would be another LIE from you considering you've openly admitted in this thread that, in situations where you believe the waiter does not deserve a good tip, you will purposefully put down a huge tip knowing that your bank will not honor it with the sole intention of causing harm to either the waiter or the establishment.
 

Narmer

Diamond Member
Aug 27, 2006
5,292
0
0
That would be another LIE from you considering you've openly admitted in this thread that, in situations where you believe the waiter does not deserve a good tip, you will purposefully put down a huge tip knowing that your bank will not honor it with the sole intention of causing harm to either the waiter or the establishment.

What? Where did i say I was intending to cause harm?
 

Narmer

Diamond Member
Aug 27, 2006
5,292
0
0
That would be another LIE from you considering you've openly admitted in this thread that, in situations where you believe the waiter does not deserve a good tip, you will purposefully put down a huge tip knowing that your bank will not honor it with the sole intention of causing harm to either the waiter or the establishment.

Man, I really wished you were a waiter in NYC. I would purposedly seek out your restaurant...

Narmer: Great meal. Check please.
Nik: Here you go, Sir.
Narmer: Here YOU go my good man.
Nik: Ohh, thank you. Enjoy the rest of your day.
Narmer: I will.
 

QueBert

Lifer
Jan 6, 2002
22,979
1,178
126
Bolded is what's wrong with your analogy. IF the server had a decent tip coming, he would've gotten it. Tips are not legally required. They are extras that patrons give to servers for any reason. A patron can give as large or as little a tip as he wants. If a patron wants to be cynical, he has the right to as well.

Off-topic: Ironic that you called the douche "Steve" considering how much you love you some Apple.

I love Apple? I've never owned one of their computers and never will. I've never owned an Apple TV, I'll never buy an iPad. I love the iPhone sure, does that means I <3 Apple? Maybe in your mind. Oh yeah, and right now I'm on an Android not an iPhone, I sold my iPhone.

Just admit your a douche it's cool bro.
 

Narmer

Diamond Member
Aug 27, 2006
5,292
0
0
I love Apple? I've never owned one of their computers and never will. I've never owned an Apple TV, I'll never buy an iPad. I love the iPhone sure, does that means I <3 Apple? Maybe in your mind. Oh yeah, and right now I'm on an Android not an iPhone, I sold my iPhone.

Just admit your a douche it's cool bro.

I think enough people here know your love for apple so there is no need to further discuss that. I'm a douche if you'll admit I boinked your girlfriend.
 

QueBert

Lifer
Jan 6, 2002
22,979
1,178
126
I think enough people here know your love for apple so there is no need to further discuss that. I'm a douche if you'll admit I boinked your girlfriend.

Yep you did boink my girlfriend, since you seem to know all about me you should know I love fat chicks.

So now you've just admitted you're a douche AND you fuck fat chicks.
 

alkemyst

No Lifer
Feb 13, 2001
83,769
19
81
So how am I, the customer, supposed to make sure of that? Let me answer that for you: By having the necessary funds in the account. As he said, anything else is between the bank and the merchant. But that is unacceptable to you, right?

You are either trying to be a thief or somehow ignorant.

If I pay a vendor and my payment method ends up bad. Say my CC company will not accept the merchant's billing or my bank loses my check...etc.

I am not going to tell the merchant, sorry bro; I already paid.

You are knowingly exploiting a loophole, that is a crime.
 

Narmer

Diamond Member
Aug 27, 2006
5,292
0
0
You are either trying to be a thief or somehow ignorant.

If I pay a vendor and my payment method ends up bad. Say my CC company will not accept the merchant's billing or my bank loses my check...etc.

I am not going to tell the merchant, sorry bro; I already paid.

You are knowingly exploiting a loophole, that is a crime.

Really? Please arrest me Officer Alkemyst.
 

moshquerade

No Lifer
Nov 1, 2001
61,504
12
56
I've stopped using my credit card and gone debit recently to simplify and lower my spending. One thing I've noticed, however, is that whenever I eat out Citibank only deducts the original bill. They do not allow the tip to be included. I'm not sure how the process works on the restaurant's end but it's not going through. I have mixed feelings. I feel bad that the workers are not getting their tips but I'm also saving a lot. Until they recognize what is going on, I can have a good reputation and (presumely) get better service.
bs meter is going off
 

alkemyst

No Lifer
Feb 13, 2001
83,769
19
81
I can't see how the mods haven't outright banned someone admittingly ripping off people.

It's fucking ludicrous.