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My credit card company is almost to easy..

TallBill

TallBill

Lifer
My USAA card is amazing. I keep a zero balance, and have since I've had the card, but keep raising my limit just incase of absolute emergency.

Anyways, just playing around online, they raised my limit up to $20,000 instantly, as well as knock down the APR rate from 18 to 11%. Nothing special, but very easy, and didn't have to talk to a soul!
 
Oh, not to mention the $115 credit that we just got back which represents whatever percent of our periodic purchases.

And the > 5% savings account that I have with them. 😛
 
How did you get the savings account > 5%? Mine's only 3%. I did manage to get my CC down to 10% with them recently. 🙂
 
Originally posted by: TallBill
My USAA card is amazing. I keep a zero balance, and have since I've had the card, but keep raising my limit just incase of absolute emergency.

Anyways, just playing around online, they raised my limit up to $20,000 instantly, as well as knock down the APR rate from 18 to 11%. Nothing special, but very easy, and didn't have to talk to a soul!
Click to expand...

I have a Bank of America card (formerly MBNA) and they raise my limit all the time. I started out with $10K and it's now over $30K. My rate has always been 5.9.
 
Originally posted by: scorp00
How did you get the savings account > 5%? Mine's only 3%. I did manage to get my CC down to 10% with them recently. 🙂
Click to expand...

The performance first savings account is >5%.. but a minimum of 10,000 to open.
 
Originally posted by: Daniel
USAA is the greatest company I've ever dealt with, no question.
Click to expand...

ABSOLUTELY. I switched over to them when I went off to college because it was handy to be able to get to my money from anywhere. I now use them for pretty much everything, and they have been nothing but helpful.

Scenario:
Me: "I have a question" *dials USAA*
USAA: "Hello, this is [USAA rep], I speak perfect English, and am actually able to help you and answer your question. Also, I will not put you on hold for long periods of time."
3) Profit.

Greatest.
Company.
Ever.
 
Originally posted by: NuAlphaMan
Originally posted by: TallBill
My USAA card is amazing. I keep a zero balance, and have since I've had the card, but keep raising my limit just incase of absolute emergency.

Anyways, just playing around online, they raised my limit up to $20,000 instantly, as well as knock down the APR rate from 18 to 11%. Nothing special, but very easy, and didn't have to talk to a soul!
Click to expand...

I have a Bank of America card (formerly MBNA) and they raise my limit all the time. I started out with $10K and it's not over $30K. My rate has always been 5.9.
Click to expand...

wow, tha'ts pretty sweet that you got 5.9%.
My Amex blue gave me $32600 but 11%.
 
Originally posted by: toant103
Originally posted by: NuAlphaMan
Originally posted by: TallBill
My USAA card is amazing. I keep a zero balance, and have since I've had the card, but keep raising my limit just incase of absolute emergency.

Anyways, just playing around online, they raised my limit up to $20,000 instantly, as well as knock down the APR rate from 18 to 11%. Nothing special, but very easy, and didn't have to talk to a soul!
Click to expand...

I have a Bank of America card (formerly MBNA) and they raise my limit all the time. I started out with $10K and it's not over $30K. My rate has always been 5.9.
Click to expand...

wow, tha'ts pretty sweet that you got 5.9%.
My Amex blue gave me $32600 but 11%.
Click to expand...

Amex gives out credit like candy. It seems like you're able to raise your credit once a month through the website. I got to over 30K combined between my two Amex cards and decided to stop raising it.
 
Originally posted by: TallBill
My USAA card is amazing. I keep a zero balance, and have since I've had the card, but keep raising my limit just incase of absolute emergency.

Anyways, just playing around online, they raised my limit up to $20,000 instantly, as well as knock down the APR rate from 18 to 11%. Nothing special, but very easy, and didn't have to talk to a soul!
Click to expand...

I keep a zero balance on my USAA card and they raise my limit $1500-$2500 every year without me even asking. It's up to $21.5k now.
 
Much better than Chase. The Chase card I have used to have a decent rate, but is 21% or so now. Four more payments and it's paid off. I have tried getting a lower rate, but they wouldn't budge, though they kept increasing my credit limit. Of course, now that it is almost paid off, they send a letter which takes note of my "recent large payment" and they "hope they aren't losing me as a customer." :roll:
 
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