This evening I was pulling out of the parking lot of a building. There is a stop sign at the exit. The car in front of me stopped at the stop sign, and started backing up!! I honked my horn, but the driver hit my car (fender on passenger side was damaged). Luckily there was a cop in the parking lot who SAW what had happened, and based on his report, I am not at fault. So far, so good.
I also remembered reading somewhere that it helps if one has pictures of the car taken at the accident site, and I DO have the pictures (film yet to be developed: I will post them once I do). Now here is what I need to know:
a. Do I call up my Bank (the Leinholder) and inform them what happened?
b. How useful would the pictures be IN CASE there is a problem (the other driver's insurance company doesn't want to pay, etc.)
c. My insurance company advised me not to make any repairs to the car till I got an estimate for the damages and I communicated it to the other driver's insurance company. Do you know how long the process takes (in other words, for how many days will I have to drive a car with a damaged fender??)
Btw: There was a lady who was witnedd to the incident. She volunteered the be the witness. Since the other driver had admitted his fault, although grudgingly, I thanked her and politely refused.
Edit: Thanks notfred for suggesting the correct grammatical usage.
I also remembered reading somewhere that it helps if one has pictures of the car taken at the accident site, and I DO have the pictures (film yet to be developed: I will post them once I do). Now here is what I need to know:
a. Do I call up my Bank (the Leinholder) and inform them what happened?
b. How useful would the pictures be IN CASE there is a problem (the other driver's insurance company doesn't want to pay, etc.)
c. My insurance company advised me not to make any repairs to the car till I got an estimate for the damages and I communicated it to the other driver's insurance company. Do you know how long the process takes (in other words, for how many days will I have to drive a car with a damaged fender??)
Btw: There was a lady who was witnedd to the incident. She volunteered the be the witness. Since the other driver had admitted his fault, although grudgingly, I thanked her and politely refused.
Edit: Thanks notfred for suggesting the correct grammatical usage.