After 14 yrs in Dallas, I'm uprooting the family and planning on moving to FL for retirement (ok not really but just wanting to get a head start). Job transfer is all lined up. I did a recon trip in December for 4 days and really liked the area. I'll be working/living close to Clearwater which seems to have really beautiful beaches. Anyone live near the area and can give me more insight into what it's like living there that I wouldn't be able to tell from such a short visit? Don't know anyone there personally but to me a big change is half the fun in life. The few big things I'm prepared for is the humidity, lots of bugs, high home insurance, and older/smaller homes. Otherwise everything seems comparable to where I'm at now cost of living wise except it'll be a lot closer to the beach. Also if you live where people go to for vacations, where do you go for vacations?