- Aug 24, 2000
- 4,153
- 4
- 81
Yes, I know, it's a brag thread and no one likes that, but it sure means a lot to me.
As of today I finally have zero credit card debt! It feels sooo good. At one time I had nearly $25,000 racked up on 5 different cards and I'm not a rich guy, just your average middle class wage earner. Finally made my last payment with today's paycheck.
Looking back on it it was such a mountain to dig out from under I never thought this day would come but as I got one paid off I just rolled that payment on to the next one. It's been a hard journey to say the least and all I can say is never again...
I closed them all except for 2 major cards with about a $12000 combined limit.. They are there in a pinch but I don't even carry the cards anymore, just cut up the cards when I get them that way I'm not tempted and I can just have one overnighted if the shit ever hits the fan.
Now it's time to start building the savings account up...
-JR
As of today I finally have zero credit card debt! It feels sooo good. At one time I had nearly $25,000 racked up on 5 different cards and I'm not a rich guy, just your average middle class wage earner. Finally made my last payment with today's paycheck.
Looking back on it it was such a mountain to dig out from under I never thought this day would come but as I got one paid off I just rolled that payment on to the next one. It's been a hard journey to say the least and all I can say is never again...
I closed them all except for 2 major cards with about a $12000 combined limit.. They are there in a pinch but I don't even carry the cards anymore, just cut up the cards when I get them that way I'm not tempted and I can just have one overnighted if the shit ever hits the fan.
Now it's time to start building the savings account up...
-JR
