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Money question: What would you say is the safest investment with highest returns?

Y

yoda291

Diamond Member
Not to be confused with just plain old highest return.

What, in your opinion is a safe (negligible chance of loss) investment with high return.

I only ask because my bank just upped the rates on their money market accounts and it got me thinking.
 
Originally posted by: TheAudit
T Bills are the safest investment. Not the highest yields though.
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Bingo.

For a risk/return balance I'd recommend a passively managed market index fund. The market right now really doesn't have much place to go but up, and historically passively managed index funds have done pretty well.

ZV
 
Originally posted by: Zenmervolt

For a risk/return balance I'd recommend a passively managed market index fund. The market right now really doesn't have much place to go but up, and historically passively managed index funds have done pretty well.
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Exactly. Risk is not solely determined by investment, but also by timeframe. I'm not an economist, but I'm guessing that when you look at investment timeframes larger than five to seven years, indexed mutual funds have a lower effective risk than pretty much any other type of investment. Particularly if you're using dollar-cost averaging as part of a regular investment plan to buy cheap stock when the market gets hammered.
 
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