Missed a doctors appointment they want to pay up. What can they do?

Thebobo

Lifer
Jun 19, 2006
18,592
7,673
136
Of course they say it's my fault I say it's not and they send me a bill for not going. Now normally I would just pay up but these folks are like really aggressive and it's a new doctor I've only seen once and I don't like the place. Dang I hope none of them visit here oh well. So what could they do? I don't want them fucking with my credit? I guess different states have different laws? Pay or nay?
 

lxskllr

No Lifer
Nov 30, 2004
57,400
7,584
126
Dunno. You don't say how it got screwed up, or how much they want. My first inclination would be telling them to fuck themselves, especially if they're being dicks about it.
 

highland145

Lifer
Oct 12, 2009
43,290
5,721
136
Pay it. They put that crap on your credit and you'll take a hit for several years on your FICO score.







And then burn down their building.
 

paperfist

Diamond Member
Nov 30, 2000
6,517
280
126
www.the-teh.com
I thought they changed how medical applies to credit scores as in they actually had to prove you owed the money?

Does it say anywhere in the office or on your paperwork if you don't notify them in X amount of hours and no show they can charge you?
 

highland145

Lifer
Oct 12, 2009
43,290
5,721
136
I thought they changed how medical applies to credit scores as in they actually had to prove you owed the money?

Does it say anywhere in the office or on your paperwork if you don't notify them in X amount of hours and no show they can charge you?
They report it, it gets put on your credit. You have to go to the effort to get it removed if it's wrong. Even better, the collection company can/do sell the paper to another company and now you have 2 negative trade lines. woot....

annualcreditreport.com 1 free report from the 3 bureaus per year. Just do it.
 

paperfist

Diamond Member
Nov 30, 2000
6,517
280
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www.the-teh.com
They report it, it gets put on your credit. You have to go to the effort to get it removed if it's wrong. Even better, the collection company can/do sell the paper to another company and now you have 2 negative trade lines. woot....

annualcreditreport.com 1 free report from the 3 bureaus per year. Just do it.

Yeah I knew that and it's extra special when they sell it to people that don't speak English well lol

But I meant this: http://time.com/money/4943931/new-rule-medical-bills-credit-reports/

I thought it did more but seems like it just doesn't allow them to immediately put it in your credit report, they have to wait 180 days now.
 

Thebobo

Lifer
Jun 19, 2006
18,592
7,673
136
Dunno. You don't say how it got screwed up, or how much they want. My first inclination would be telling them to fuck themselves, especially if they're being dicks about it.

It's $50. I'm not sure how it got screwed up it just did.
 

highland145

Lifer
Oct 12, 2009
43,290
5,721
136
Yeah I knew that and it's extra special when they sell it to people that don't speak English well lol

But I meant this: http://time.com/money/4943931/new-rule-medical-bills-credit-reports/

I thought it did more but seems like it just doesn't allow them to immediately put it in your credit report, they have to wait 180 days now.
Bookmarked, thanks.

And unpaid medical bills that later get paid by your insurance must be removed from your report rather than lingering, and continuing to damage your score.


That is a really big deal.
 
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Oct 20, 2005
10,978
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Of course they say it's my fault I say it's not and they send me a bill for not going. Now normally I would just pay up but these folks are like really aggressive and it's a new doctor I've only seen once and I don't like the place. Dang I hope none of them visit here oh well. So what could they do? I don't want them fucking with my credit? I guess different states have different laws? Pay or nay?

They will bill you and if you don't pay it, they will eventually send it to a collection agency most likely.

But before you pay it or decide to just not go back to that doctor, call them and ask if they can waive that charge as a one-time courtesy (assuming you haven't been late before).
 

Darwin333

Lifer
Dec 11, 2006
19,946
2,328
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They report it, it gets put on your credit. You have to go to the effort to get it removed if it's wrong. Even better, the collection company can/do sell the paper to another company and now you have 2 negative trade lines. woot....

annualcreditreport.com 1 free report from the 3 bureaus per year. Just do it.

If it is an insignificant amount just paperwork the fuck out of them. Send the credit unions a letter disputing the charges and the credit unions give the creditors 30-90 days (not sure how many) to prove that you owe it. Just keep doing this once a month until they finally get tired of paying people to dig up the paperwork to send over such a trivial amount. You can use that to get rid of a lot of legitimate bad marks on your credit too, especially if they are old. All it takes is them failing to reply in time once and it is gone.
 

Red Squirrel

No Lifer
May 24, 2003
67,303
12,084
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www.anyf.ca
As much as it's annoying to pay out of principle it's probably easier to just eat the cost and pay it. Otherwise you'll be fighting this tooth and nail for a long time, maybe even require court time etc. Basically you'd have to prove that it was their screw up and not yours.

Too bad we can't charge doctor offices for all the time they make us wait in the waiting room. :p
 

esquared

Forum Director & Omnipotent Overlord
Forum Director
Oct 8, 2000
23,634
4,850
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Of course they say it's my fault I say it's not and they send me a bill for not going. Now normally I would just pay up but these folks are like really aggressive and it's a new doctor I've only seen once and I don't like the place. Dang I hope none of them visit here oh well. So what could they do? I don't want them fucking with my credit? I guess different states have different laws? Pay or nay?
Do they actually have it posted anywhere that a missed appt will still be charged to the person?
 
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Thebobo

Lifer
Jun 19, 2006
18,592
7,673
136
Do they actually have it posted anywhere that a missed appt will still be charged to the person?

Dont know for a fact but just about every doctor I've seen does. Getting ready to retire and I will be purchasing a new house and don't want my credit messed with. Maybe I should pay them in ten dollar increments with a CC.
 

Six

Senior member
Feb 29, 2000
523
34
91
I wouldn't pay it. It'll affect your credit score...something like a 50 points drop . Depending on your credit score, it may or may not be significant. You can play the prove it game as mention above, but do it months before you start applying for a loan. Your lender will probably tell you to pay it.
 

Paladin3

Diamond Member
Mar 5, 2004
4,933
877
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The only question that maters: Did you make a doctors appointment and then miss it without giving them 24 hours notice or not? If so then pay them. I find it hard to believe you don't know how you missed the appointment.

None of the excuses about the doc being new or you not liking the place or you being mad they had the nerve to bill you for a missed appointment mater. Pay what you owe.
 
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paperfist

Diamond Member
Nov 30, 2000
6,517
280
126
www.the-teh.com
I wouldn't pay it. It'll affect your credit score...something like a 50 points drop . Depending on your credit score, it may or may not be significant. You can play the prove it game as mention above, but do it months before you start applying for a loan. Your lender will probably tell you to pay it.

Typo on your part? If he doesn't pay it his credit score will be effected if they take that route.
 
Aug 11, 2008
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Yea, seems unfair, but I would just pay up to avoid the hassle, and any hit to my credit score.

What is even worse to me is when you have an expensive procedure and the provider gets a huge amount of money from the insurance company, but threatens to turn the rest of the bill over to collection if you dont pay the rest (or set up a payment plan) right away.
 

MagnusTheBrewer

IN MEMORIAM
Jun 19, 2004
24,135
1,594
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Screw the med office. If it's not a habit, tell them to screw off. Being held hostage by maybe being affected on your credit report is total bs. I'd tell them they're fired.
 

DaveSimmons

Elite Member
Aug 12, 2001
40,730
670
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The only question that maters: Did you make a doctors appointment and then miss it without giving them 24 hours notice or not? If so then pay them. I find it hard to believe you don't know how you missed the appointment.

None of the excuses about the doc being new or you not liking the place or you being mad they had the nerve to bill you for a missed appointment mater. Pay what you owe.

Exactly. If you didn't show up and didn't bother to notify them then it is your fault and you do owe them the cash monies.

Getting blackout drunk and having no memory of why you missed it is no excuse :)
 

MagnusTheBrewer

IN MEMORIAM
Jun 19, 2004
24,135
1,594
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I've had many many doctors offices tell me they'll send me a reminder in the mail and a voice message because they don't "do" email and, then not do it. Fortunately, none have had the balls to try and charge me for a missed appointment. That's just bs. Tell me how many times you've gotten in to see your doctor within 15 minutes of your scheduled time? Yeah, me neither. Screw them
 
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DaveSimmons

Elite Member
Aug 12, 2001
40,730
670
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I've had many many doctors offices tell me they'll send me a reminder in the mail and a voice message because they don't "do" email and, then not do it. Fortunately, none have had the balls to try and charge me for a missed appointment. That's just bs. Tell me how many times you've gotten in to see your doctor within 15 minutes of your scheduled time? Yeah, me neither. Screw them

One reason for the wait is because of people like you not learning to use a calendar. Reminding you of an appointment that you made is nice of them, but they shouldn't need to.

Personal responsibility, it's a good thing.
 
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