Or something along the lines of...
them: "Do you have a crack in your windshield?"
you: "I'm so glad you called. I was just driving along, and this guy walked RIGHT IN FRONT OF ME, and, well, I guess I kinda hit him, and now his body is sticking through my windshield, and I just don't know what to do.... I guess I'll have to get a new windshield....I hope it's not too expensive. I wonder if my insurance will cover it...Do you take insurance?"
them: "Uhhh....did you just say you have a body in your windshield?"
you: "Yes, this guy just walked in front of me and I couldn't stop and now he's stuck with his head and half of his body in my car, and there's blood all over the place... Do you guys do detailing too? 'Cause I think I'm going to have to get my car detailed now... there's blood all over the front seat, and scratches on the hood."
them: "<click>"