Low rates on an auto loan

[Parasitic]

What's a good and legitimate place to apply for a car loan? I'm working towards my PhD and last time I checked (in August) I have a 740 in my credit scores. No major loans, mostly just credit cards.

 

[Mojoed]

Here ya go.

Capital One Auto Finance

-or-

HSBC Car loan

 

[chusteczka]

This is the time of year when numerous automobile companies offer 0% interest financing. Listen to the commercials or get a Sunday paper to check.

 

[RossMAN]

I have found that local credit unions offer the best service in rates.

 

[Capt Caveman]

Credit Union

 

[isekii]

check and see if the manufacturer offers any special incentives.

 

[thomsbrain]

I found the lowest rate at my credit union, though the other local credit union had terrible rates, so YMMV based on what unions you are eligible to join. I got 5.5% on a used car loan.

 

[Imdmn04]

Originally posted by: chusteczka
This is the time of year when numerous automobile companies offer 0% interest financing. Listen to the commercials or get a Sunday paper to check.

Yeah but usually those are offered on crap models that nobody wants to buy.

 

[FoBoT]

many dealers now have as good or better financing than banks, etc

if you don't care what car you get, then see what dealer will give you 0% financing

 

[BarneyFife]

A lot also have deals on used car finacing. I've seen BMW and MB offer 2.9%

 

[halik]

Originally posted by: Capt Caveman
Credit Union

QFT

 

[Parasitic]

Originally posted by: Imdmn04

Originally posted by: chusteczka
This is the time of year when numerous automobile companies offer 0% interest financing. Listen to the commercials or get a Sunday paper to check.

Yeah but usually those are offered on crap models that nobody wants to buy.

That's pretty much the situation here.

I'm shopping between a Mercury Milan and a Toyota Camry Hybrid.