That all depends on whether you want a solid running system or a system that seems buggy all the time.
No, it really doesn't.
Once a week might be to often for normal use but if a person has gigs of files corrupted they would need to run CHKDSK/F more often than the rest of us do
If he's got gigs of chk files he either rebooted (power outage, bsod, whatever) during a large file copy/move and half the data was lost in transit or he's got bigger issues like bad hardware. Data doesn't just get lost during normal use, even on Windows using a shoddy fs like FAT.
FAT32 is not all that fragile
Yes, it is.
There's 1 point of failure, if the FAT gets corrupt everything is lost.
Long filenames were glued on after the fact, they're stored in 'special' clusters so if you use a non-LFN aware app you lose your LFNs. And for every LFN you use, you lose disk space because it takes up extra clusters to store them.
There's no journaling so shutting off in the middle of an I/O operation results in many chk files, like the original poster has seen.
There are other reasons, I'm just tired and don't feel like thinking them up right now. MS wants people to stop using FAT, that's why they put the 32G superficial limit on it in Win2K and XP, they want you to use NTFS because it's 1000x better and more reliable.
but it depends on your system whether even if NTSF is going to be fool proof or not
Nothing is fool proof, especially if you have the hardware problems that I'm suspecting the original poster has. But NTFS is a lot more resiliant and handles errors a lot better.
Some on Anandtech are having problems with their hard drives who are using NTFS. It is not a panacea.
The filesystem doesn't have anything to do with disk problems. Most likely they're having problems recovering data on an NTFS partition because it requires slightly different procedures than FAT, or they've got a genuine hardware problem which means nothing in regards to the filesystem.
I never described NTFS as a panacea, but it's helluva lot better than FAT. FAT is a legacy filesystem who's usage should be limited to floppies and other small capacity devices.