Any reason to go for a whetstone as opposed to sharpening steel?
A sharpening steel doesn't give you a fine edge, but sawtoothed mess, that is best left to infomercials slicing bell peppers and tomatoes. If you take a look at it under high magnification, v. a well-formed edge, you'll go D:.
Your edge gets smushed up and rolled over, over time, and may get little burrs formed on it, too. After some time, you have a weak edge, even though you might align it with a non-sharpening steel, or any straight smooth hard edge. So, you then need to remove metal, to form a strong edge again, by going down into the metal that hasn't been damaged. Practice with a knife that's easy to replace, and you'll get the hang of it pretty quickly. It's not the black magic people like to make it out to be.
If using oil stones, like is common for Western knives, make sure to clean them often, as they can clog up with bits of stone, and metal removed. It seems common, and certainly makes sense, to also use only plain mineral oil, for sharpening blades that will touch things you are going to ingest (I went w/ Asian knives and water stones, msyelf).
Water stones are good for harder steels. They abrade softer steel
very fast, though, so I'm not sure they'd be better, if buying only softer knives. I definitely don't get the level of feedback w/ my Victorinoxes that I do my CCK and Shibazi (and the CCK is soft enough to be workable w/ oil stones).
You can find people that really know what they're doing
showing you, all over Youtube, how to use various stones and strops. In short order, getting a factory or better edge will not be hard at all. I still have plenty of wobble in my strokes when I sharpen, and can barely keep the angle, but I can make a fair edge without much work.
I got a lit magnifier to start out. Now I just feel for what I'm doing, but it was
great for learning. Some people like to get a nice loupe(sp), since it can be used for other things, too.
A big plain wood cutting board will be much nicer on your knives than the epoxy/fiber/whatever one you use now, plus you won't want to go back to such a small cutting board, once you use a larger one. Your primary cutting board should be about the size of a typical carving board, so you have room to work with.