They do NOT go under the mobo (it amazes and saddens me that anyone ever came up with that idea - and that others continue to propagate it still) there are better and much simpler ways to insulate anything under there that needs insulating. They go on the screws that hold the mobo to the standoffs. I'm of the opinion that these days where most mobos are very firmly mounted with screws and posts at all positions, they can help relieve the stresses of thermal cycling and reduce the likelihood of overtightening (you can crush the board if too tight). If I have them, I use them.
. Back in the old days (I know as I've been at this for 25 years), a very few mobos did have component leads very close to the mounting holes so that you could use a short stack of those washers to keep the screw away from them. The mobo layouts have been very standardized for years and there are wide lands around the actual mounting holes. And pre-ATX, most mobos were mounted mainly with plastic standoffs (only one or two threaded metal standoff posts and screws). Those were inherently flexible and relieved any thermal stresses.
.bh.
:moon: