I stopped using bootloaders altogether when I started buying more robust motherboards a year ago. Now, I can boot with off of the HD0/1/2/3 ATA100 controller, or any of the drives on the Highpoint RAID controller. Although there are other boot options, I've not used them (not even the floppy). When I need to, a quick and simple BIOS manipulation work perfectly.
Previously, I would install Linux after windows, but on occasion I would install Windows after Linux. What protected me was that I always installed LILO onto the floppy where Windows was quite ignorant.