lets say you were in the negative in a certain bank account..

[SleepWalkerX]

do I or should I make the account $0 before closing it? isn't it possible to just close it anyway?

 

[FoBoT]

why would the bank let you close it if you owe them money?

 

[FoBoT]

stupid double post :Q

 

[JS80]

they won't let you close and you'd probably have a hard time opening an account elsewhere

 

[buck]

lol, interesting question.

 

[AbsolutDealage]

I'm sure they will require you to pay out the negative balance in one form or another.

 

[BigJ]

Just pay it up to a zero balance. You'll either have to, or wind up having a collection agency coming after you in the future.

 

[TheSlamma]

Translation : "Should I steal money from my bank or not?"

 

[ponyo]

Make it $0 or you'll be reported to Chex system. Good luck getting another checking account.

 

[SleepWalkerX]

ah ok, thanks.

 

[krunchykrome]

Originally posted by: SleepWalkerX
do I or should I make the account $0 before closing it? isn't it possible to just close it anyway?

Bwhahaha, you can't close the account if there is a negative balance. The bank won't let you. If you neglect the account, they will close it for you and turn your negative balance over to collections. You either pay it now or pay it later, but theres no way you can close it with a negative balance.


Take some responsibility for your actions and pay up.

 

[Kwaipie]

I'd rather piss off the Mafia and drug lords than anger the gods at Chex Systems.

 

[Twista]

i tried that before.
They will not let you close your account if your in the negatives. It will keep on adding on the late fee daily (depends on your bank). Yes, you will have to owe the bank back this.

 

[Lithium381]

:-\ That's a stupid question. Like, really.

 

[Injury]

Oh yeah, banks are perfectly fine with letting you spend money you don't have then just running off. :roll:

 

[mugs]

Some pretty stupid threads here lately...

 

[R Nilla]

Originally posted by: mugs
Some pretty stupid threads here lately...

...that people can't seem to let die.

 

[So]

Originally posted by: mugs
Some pretty stupid threads here lately...

We've been traveling down THAT particular road for a long, long time my friend.

 

[newParadigm]

Originally posted by: R Nilla

Originally posted by: mugs
Some pretty stupid threads here lately...

...that people can't seem to let die.

QFT...dammit...leaving

 

[uli2000]

You cant close an account with a negative balance. If you leave it negitive with no activity, they may close it and write off the balanced owed, but they you may have to deal with colecters. Plus, you may be listed with chexsystems. Good luck ever getting a bank account again!

 

[Ameesh]

you're a dumbass