Lending Club vs Prosper

[JEDI]

http://en.wikipedia.org/wiki/Lending_Club

Lending club sounds less risky as a lender?

 

[Fritzo]

I've used Lending Club and I have nothing but good things to say about them. However I understand they changed their terms in the last year or two, so make sure you read up.

Also, they tend to take their "fees" out of your loan upfront, so make sure you borrow enough to compensate for that.