leaving bank account at zero dollar

[z0mb13]

I have some US bank accounts that I dont use anymore, and just transfered out the money.

Do I need to close the account or just leave it at zero balance and the bank will close it themselves?

I am afraid of the minimum balance requirement thing (they keep deducting account fees each month)

Thanks for any input

 

[HopJokey]

I would close it to avoid any charges or fraudulent activity that could put your account in negative territory.

 

[amdhunter]

Close them or else they'll tack on a fee, and all of a sudden you'll owe overdraft charges.

 

[vi edit]

If they are penalizing you for a minimum balance, then take a few minutes and get it canceled. You don't want something trivial like that coming back to haunt you.

 

[SonnyDaze]

Originally posted by: z0mb13
I am afraid of the minimum balance requirement thing (they keep deducting account fees each month)

I'd close it based on that right there. Or put the minimum in there and let it earn dividends.

 

[Staple68]

why are you asking ATOT instead of the bank

 

[z0mb13]

Thanks I will close it then.

 

[Arcadio]

Originally posted by: Staple68
why are you asking ATOT instead of the bank

Isn't it obvious? We're smarter.

 

[zerogear]

Originally posted by: Arcadio

Originally posted by: Staple68
why are you asking ATOT instead of the bank

Isn't it obvious? We're smarter.

QFT

 

[BW86]

I'd just close them to put them out of my mind

 

[rudder]

Originally posted by: Arcadio

Originally posted by: Staple68
why are you asking ATOT instead of the bank

Isn't it obvious? We're smarter.

So far the responses are not too smart. I would take some unused checks and pay for some hookers and blow. Then cancel the account before they were cashed.

 

[nageov3t]

I don't really see any benefits to leaving an empty account open and lots of potential drawbacks.

 

[Newbian]

Originally posted by: rudder

Originally posted by: Arcadio

Originally posted by: Staple68
why are you asking ATOT instead of the bank

Isn't it obvious? We're smarter.

So far the responses are not too smart. I would take some unused checks and pay for some hookers and blow. Then cancel the account before they were cashed.

Tell me of a hooker that takes checks and I am there.

 

[meltdown75]

maybe you leave at fie dolla

 

[dr150]

Give me your account numbers/mother's maiden name/password and I'll look into it..........especially the account where you transferred the money.