I have been considering buying a house so while screwing around tonight I came across one of the sites that lets you see your credit report for a couple bucks so I figured what the hell might as well look at it. Well everything is ok except in 1998 I got a $1000 loan from my credit union and I paid the thing off a long time ago but it still says I have a Balance of $47 and a balance date of Aug 1, 2000. The wierd part is it doesn't show me as having any late payments. So what the hell is going on? I was planning to go down there later today anyway to see if they would give me a house loan so I guess I will ask about this while I am there.