"Next to my daughter's name in big black bold letters was the word DENIED. The reason: Dollar amount previously spent, number of hospitalizations within five years and the pre-existing condition, congestive heart failure.
If he was unemployed, unless they denied her due to pre-existing conditions. I dont see how she wouldnt had qualified.
That said I dont have time to look at the numbers. But SCHIP does extend coverage out to people making into more than 200% of poverty. Meaning after he got this job that supposedly the group coverage wouldnt cover her(I find this hard to believe). If they were denied due to him making too much money should we feel bad somebody making upwards of 400-500% or more of poverty is forced to help pay for his childs healthcare? It isnt like Obamacare will cure that as she will be placed into a high risk group and higher rates applied.
Being denied for that reason is believable. She was obviously deemed "High Risk". I wonder what the dollar amount spent was. Also, congestive heart failure will kill you eventually. My uncle had it for only a year or two before he died. He was in the hospital every week because his body swelled due to liquid build up. He couldn't breathe as his lungs were being squeezed shut. Eventually, they stopped trying to save him and just made him comfortable.
His sister is very high risk.
Romney supports coverage for pre-existing conditions in this situation.
"So let’s say someone has been continuously insured and they develop a serious condition. And let’s say they lose their jobs or they change jobs or they move and go to a different place, I don’t want them to be denied insurance because they have some pre-existing conditions. So we’re going to have to make sure that the law that we replace Obamacare with, ensures that people who have a pre-existing condition, who have been insured in the past, are able to get insurance in the future so they don’t have to worry about that condition keeping them from getting the kind of health care they deserve." - Romney
What did he support the next day? jk...not really.
There are insurance companies that will cover PEC conditions now, its just that its on a case by case basis for some companies. Blue Cross will probably take her, but only after she pays her premium in full or something like that. It also depends on where you are too, I don't know how it is in Colorado...but I was denied by Blue Cross of Virginia for my condition but accepted by Blue Cross of Michigan. *shrug*
Perhaps, the insurance company would have covered her had they not seen how expensive it would be for them. Her condition has worsened in the last 5 after developing ANOTHER condition. Would you take her?
If RomneyCare or ObamaCare gets passed, maybe it will make it better for people who have PEC, but I doubt it wouldn't affect how much more expensive it would be for those people to get that type of coverage.