I have licences for Windows XP Pro and Vista Business (both 32-bit) that I'd like to use for internet including maybe online banking. Can I do this safely... as safely as Windows 7?
Yes - especially if you use firefox.
If there is one thing about XP, it has been hardened through years of updates and security patches.
People might say that windows 7 is more secure then XP, but I see just as many malware infections (maybe more) on windows 7 as I do on XP. As XP reaches its end of life, I look for it to be less secure. But at this point in time, XP is a fine operating system, and will be for years to come.
I have licences for Windows XP Pro and Vista Business (both 32-bit) that I'd like to use for internet including maybe online banking. Can I do this safely... as safely as Windows 7?
One of my machines still has XP on it and my GF uses it all of the time to go on the internet. If you're behind a router, fully patched and up to date on everything, have a good AV, use a up to date browser(FF4 for us with NoScript) and common sense you should be o.k.. I also have a third party firewall on that machine.
XP Pro, with SRP implemented, as well as seperate Admin and Internet accounts, is relatively bulletproof to most drive-by malware, even without an AV installed.
Indeed, it's probably more secure than Win7 HP, which does not have SRP.
The last two things are the problem. Most people won't deal with NoScript because it breaks too much and common sense is hard to come by.