is there such a thing as a "Pay-per-use" merchant account/CC processor(not paypal)

[Zee]

Hello, can someone help me if you have the knowledge of an existing company like Paypal?

Everyone seems to want to charge a 50 dollar set up fee at the very least. Taking a percentage off the transaction is all fine and stuff, but monthly fee's and set up fee's are a real ah heck. I dont plan on processing online CC much, and Paypal is a real drag. Nobody wants to sign up for a paypal just to pay me. Hell, people dont even want to pay me period. >=P

So it seems like 2checkout.com is the cheapest i can find, but is there somewhere that offers no set up fee? Something that i can have and use for the rest of my life whenever i need it but dont want to pay for it if i never use it....

thank you much for anyone who takes the time to read my cry for help rambling.

 

[JustinSampson]

99% of CC Processors charge a monthly fee. I did a lot of research on the topic before and I don't recall finding any viable solution that didn't have a monthly fee or a set up fee.

Another possibility is PaySystems. Pretty much do the same thing as 2Checkout and only have a setup fee of $50. If you want somthing more proffesional most Authorize.net resellers will waive the setup fee, but then they have a monthly fee.