Is there any way to get cash back from a credit card?

Syringer

Lifer
Aug 2, 2001
19,333
2
71
Long story short, my BofA checking account had about $6k a few weeks ago, I then discovered HSBC so I signed up and put $5k into an account. Being notoriously slow though, I just got my HSBC ATM card the other day but I have to wait until next week to actually get the PIN. I also had to make a CC payment of around $1k and so am currently left with $3 in my checking account..and since my HSBC account is online only I'm left with no way to get any cash.

My only hope then I guess is my credit card, is there any way to get money from a CC?
 

kyparrish

Diamond Member
Nov 6, 2003
5,935
1
0
you should have a pin number associated with the CC, it will work at any ATM...

watch out for cash advance APR's
 

RossMAN

Grand Nagus
Feb 24, 2000
78,970
412
136
Yes.

Take your credit card to your bank where you have your checking account and request a cash advance. Two things you should know:

1) Interest will begin accruing IMMEDIATELY, there is no "grace period" like purchases. Monday 11/14 cash advance, 11/30 you make a payment, you will owe 16 days of interest.
2) Interest on cash advances is usually higher than purchases, sometimes around 20%-30%.
 

andylawcc

Lifer
Mar 9, 2000
18,183
3
81
try go to a HSBC branch, show them your ATM card and a driver license, they may let you take money out.
 

bmacd

Lifer
Jan 15, 2001
10,869
1
0
if you had a friend who worked at kmart, there is a glitch that would allow you to do so.

-=bmacd=-