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Is there a drawback to applying for Unemployment?

TommyVercetti

Diamond Member
I will soon be unemployed, August 9th, and planning on applying for it the next day. I live in Texas, if that matters. What I want to know is this: Is there a drawback to applying for Unemployment? Is this a once on a lifetime or once in 10 years kind of a thing? Like if you collect unemployment for the full term, you can't do it again for x number of years?

Also, say I take up a part time job right now, would that screw up my unemployment benefits?
 
I believe you can file for unemployment before you've actually stopped working, so you can get a head start on it (tell them that your last day is the 9th) 😉
 

Be aware that some states (like CA) have a 'waiting period' before you can collect your first check.
If you already know your termination date, a quick call to the UI office can determine if you can file
in advance...
 
Originally posted by: rpberry123
Be aware that some states (like CA) have a 'waiting period' before you can collect your first check.
If you already know your termination date, a quick call to the UI office can determine if you can file
in advance...

Just called. 3 week processing time, and have to wait till you actually get laid off.
 
this thread reminds of the simpsons episode with prop 24.

after apu passes his citizenship test: "Now which way to the welfare office?"

🙂
 
Just make sure that you have all your paper work in order. Document everything and get the name of the person you are talking to at the unemployment office. Whatever you do, do not lie or try to get over on the unemployment office. They can take away your benefits for years.

Most states call the first week a "waiting" week and you get nothing for that week. It usually takes 3 weeks to get your first check, and they pay biweekly. A full claim usually last for 26 weeks and you may be able to file for an extension after that.

If you worked in 2 different states, you may file an interstate claim with a different state other than the one you live in. I think Washington state has the highest weekly rate. Massachusetts's max is $507 a week🙂
 
Originally posted by: mchammer187
this thread reminds of the simpsons episode with prop 24.

after apu passes his citizenship test: "Now which way to the welfare office?"




🙂



Unemployment is not welfare
rolleye.gif
 
Originally posted by: jfano
Originally posted by: mchammer187
this thread reminds of the simpsons episode with prop 24.

after apu passes his citizenship test: "Now which way to the welfare office?"




🙂



Unemployment is not welfare
rolleye.gif

i said reminds

i never said it was the same
rolleye.gif


rolleye.gif


IMO quitting your job in order to collect unemployment (not saying he is doing this )

is similar to getting US citizenship to collect welfare
 
Originally posted by: mchammer187
Originally posted by: jfano
Originally posted by: mchammer187
this thread reminds of the simpsons episode with prop 24.

after apu passes his citizenship test: "Now which way to the welfare office?"




🙂



Unemployment is not welfare
rolleye.gif

i said reminds

i never said it was the same
rolleye.gif


rolleye.gif


IMO quitting your job in order to collect unemployment (not saying he is doing this )

is similar to getting US citizenship to collect welfare

Dude, that's not possible.. You have to be fired (no fault of course) in order to get unemployment.. A friend of mine applied and got rejected because they found out that he quit.. They're not suckers and, besides, you earned (paid) for your unemployment INSURANCE.. It's not a handout...
 
Originally posted by: freedomsbeat212
Originally posted by: mchammer187
Originally posted by: jfano
Originally posted by: mchammer187
this thread reminds of the simpsons episode with prop 24.

after apu passes his citizenship test: "Now which way to the welfare office?"




🙂



Unemployment is not welfare
rolleye.gif

i said reminds

i never said it was the same
rolleye.gif


rolleye.gif


IMO quitting your job in order to collect unemployment (not saying he is doing this )

is similar to getting US citizenship to collect welfare

Dude, that's not possible.. You have to be fired (no fault of course) in order to get unemployment.. A friend of mine applied and got rejected because they found out that he quit.. They're not suckers and, besides, you earned (paid) for your unemployment INSURANCE.. It's not a handout...

that is correct...

mchammer don't respond if you don't know what you are talking about ...so so lame
 
Dude, that's not possible.. You have to be fired (no fault of course) in order to get unemployment.. A friend of mine applied and got rejected because they found out that he quit.. They're not suckers and, besides, you earned (paid) for your unemployment INSURANCE.. It's not a handout
You do not have to be fired to collect unemployment benifets, Layed off will qualify you, If you quit for cause you can be qualified.
What does for cause mean? Lets say that a boss sexually harasses you and you quit because of it. The boss fails to pay you your due money, there a lot of exceptions.

Bleep
 
Originally posted by: Bleep
Dude, that's not possible.. You have to be fired (no fault of course) in order to get unemployment.. A friend of mine applied and got rejected because they found out that he quit.. They're not suckers and, besides, you earned (paid) for your unemployment INSURANCE.. It's not a handout
You do not have to be fired to collect unemployment benifets, Layed off will qualify you, If you quit for cause you can be qualified.
What does for cause mean? Lets say that a boss sexually harasses you and you quit because of it. The boss fails to pay you your due money, there a lot of exceptions.

Bleep

I actually went to a seminar where a woman asked that EXACT question: "I quit my job because my boss was sexually harassing me - am I eligible?" and the speaker told her that she would have to file for a hearing and that an exception may be made.. Of course there's a bunch of gray areas.. But, generally speaking, you can't just quit and get unemployment..
 
Originally posted by: TommyVercetti
I will soon be unemployed, August 9th, and planning on applying for it the next day. I live in Texas, if that matters. What I want to know is this: Is there a drawback to applying for Unemployment? Is this a once on a lifetime or once in 10 years kind of a thing? Like if you collect unemployment for the full term, you can't do it again for x number of years?

Also, say I take up a part time job right now, would that screw up my unemployment benefits?
It may vary by state, but once your benefits run out, you are not eligible again until you have worked a certain number of months. You also may find self-employment income does not affect your unemployment eligibility. Working part-time as an employee will make you ineligible probably.

Check on the Texas state web site. I bet they have a link to your state job service or whatever it's called. They will have answers to all your questions.

Good luck.
 
can you collect unemployment if you move out of state, ie, had a job, moved out of state and dont' have job in new state? (i'd guess no)
 
this is in michigan, but it should be similar.
you can't file for unemp until you have actually been laid off, so go in the first day that you can, to be processed, and try to apply by friday of the week, they will count the applying week as your starting week.

michigan had a phone system, called marvin which was used to make your 2 week claims. most states do it by mail, and have actually met someone that had his sister mail in the claims for him, while he was out of the country. (illegaly btw ^^) i dun think you can leave the state, and you have to be "actively" looking for a job which is about 3 apps, can't turn down any jobs, so apply for positions that you likely won't get, and hey if you do, cool right? can't goto school, must be available to work anytime. (i told them i was going to school at the time, and this delayed my processing 🙁

you can get a part time job, but 50% of your pay will be deducted from your benefits, so think about that before picking up a job. they say you can not claim a week if you were paid a bunch that week and will lessen your benefits pay. (the unemployment benefits are measured by weeks paid, rather than amount paid out to you, so one week of benefits pay, either 100% or only 10% of what you are elligible for, you now have one less week of benefits. (not sure how to skip tho.. never had that problem ^^)

sorry to hear about what happened, but hey, free money is always good right? btw, i think you get 75% or something of your pay at the time of termination upto a capped amount. and you can file for an extension after the first 6 months, or 26 weeks of benefits. (at least in michigan..) and i think you have to work for at least a year before you are elligible for benefits, but this may vary by state.

if you got other questions, feel free to pm me.
 
years back when a certain major (facist) insurance company in the UK fired me when I made a mistake as a trainee....I was tempted to apply for what we call either Unemployment Benefit or "The Dole" here in the UK, I looked around at the other people in there, there was all very common...I'm trying not be snobbish but I can't think of a better word....I just walked out...I couldn't do it, few weeks later I had another job and definately did not regret not leeching off the state (and indeed full taxpayers).
 
Originally posted by: nycromes
I have no problem with unemployment, but welfare Imho needs a time limit. Thats all I can say.

In NY welfare does have a time limit.. I'm not sure what the exact limit is but my gf's mom was on welfare after she was very, very sick years ago (she was a single mom and ESL teacher so her job benefits/savings dried up quickly).. While the system does have people that abuse it, it's still necessary (and the abuse is far from the norm)..Welfare abuse is just a topic that gets news coverage because it's infuriating to us hard working tax payers.. It's good TV ratings bait but is not the norm at all.. I took a statistics class and part of my assignment was to analyze our economic system and social stratification (including the welfare system) ... The majority of people on welfare are elderly women (mostly white), not bastards that drive BMWs to the welfare office for their next check.. Though I overheard this young, healthy yet chatty person in my class brag about how she doesn't have to pay for rent, food, or college and gets a transportation allowance because she's "disabled" and I really wanted to strangle the bitch to death...
 
My wife has been waiting for a while her benefits got delayed because her former employer disputed the claim for no reason(I've read the reasons why you cant get it and she didnt do any of those things). No check has been issued yet but she is due about a months worth so far. I'd rather she go get a lesser job so that we can have money as we are getting really close to being screwed. But she argues that she will make more on unemployment than if she takes a crap job which is true. And its not like she is applying for jobs she cant get she's just not getting them yet.
 
If you take a part time job you and make say $100 a week and you were getting $200 unemployment, you would then only get $100 unemployment. So basically you would be working for nothing. At least thats the way it works in Tennessee. The system here makes you want to draw unemployment as long as you can.
 
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